I suspect for 95% of golfers they wont think anything different to how they think now. You are giving way too much credit to the average golfer. Ultimately on this it is like irons having different lofts. If someone says I hit a PW 100yds and someone else says they hit it 120yds, how many people question the loft on each club? You are correct that it will no longer be quite so simple but it will be close enough for most not to care.It'll be fun. If someone asks your handicap now, it is a straight answer. With WHS if someone asks your handicap, the answer will be more questions, like "what course are we playing? what format are we playing?". You could of course just give the Handicap Index, but it has less meaning than Handicap now probably, because many golfers will never actually play off their Index, it will just be the starting point used in the equation to get your course handicap, followed by your playing handicap.