Possibly. It must be a risk. But they are playing it safe and not waiting to turn 50 and so going for a semi-seniors tour, with the same effective 'retirement' from serious top flight competition in a more restricted or handicapped tournament world.☝ curious, what sort of age are you two thinking of to be in the 'limbo to champions tour"?
With that tour being run by the PGA Tour, not sure that's a reliable option - maybe they hope to capture enough cash to not need to play on it ?
Its clearly a mix of flavours, but the most prominent grouping seems a 40 something whose best days are well behind them at the top table. Poulter, Bubba, Phil, Schwarzel. That ilk. Then there are some out and out nobodies, but presumably the goal is to discard them as they sign better quality. But there are also the few top league players like Koepka, DJ, and Reed. So its a bit like watching the pre-ChampionsTour with an occasional - Oh, there's a real golfer !