The all things EV chat thread

[Mudball]

Why r EVs so expensive to insure? My EV quote is higher than my house insurance..

Top recommendation for EV insurance?

 

[Deleted member 1740]

Why r EVs so expensive to insure? My EV quote is higher than my house insurance..

Top recommendation for EV insurance?

The cost to repair/replace is higher than a petrol/diesel?

 

[Mudball]

The cost to repair/replace is higher than a petrol/diesel?

Just been quoted £120 pm by BMW !!

 

[PJ87]

Just been quoted £120 pm by BMW !!

Try go compare , they were cheapest for me this year

Ended up on a multi car to get it down

But go compare will cover £250 excess so you can go higher excess

 

[Mudball]

Try go compare , they were cheapest for me this year

Ended up on a multi car to get it down

But go compare will cover £250 excess so you can go higher excess

That is my morning to-do

 

[Bunkermagnet]

The cost to repair/replace is higher than a petrol/diesel?

And a lack of qualified staff to carry out said repairs, oh and the lack of availability of neccessary spares as well.

 

[bobmac]

I've just received my home insurance renewal quote from Saga.
2023... £107
2024...£295
It seems insurance is through the roof on everything, not just EVs

 

[PJ87]

And a lack of qualified staff to carry out said repairs, oh and the lack of availability of neccessary spares as well.

Same with all cars. Shortages of parts leading to write offs over repair as insurance companies don't want to pay for hire cars for longer and longer whilst the part is on back log.

 

[D-S]

Is there a typical % higher that an EV car insurance is higher than a similar ICE car for the same driver? Would be interesting to have this when calculating overall costs.

 

[cliveb]

Same with all cars. Shortages of parts leading to write offs over repair as insurance companies don't want to pay for hire cars for longer and longer whilst the part is on back log.

I have long suspected that there's a bit of a scam going on between repairers and car hire companies.
As soon as they know it's an insurance job, the repairs seem to take way longer than you'd expect.
Almost as if they're colluding to extract more car hire charges than necessary.
The fact that my last repair job was organised by Enterprise just increases my suspicions.

 

[PJ87]

I have long suspected that there's a bit of a scam going on between repairers and car hire companies.
As soon as they know it's an insurance job, the repairs seem to take way longer than you'd expect.
Almost as if they're colluding to extract more car hire charges than necessary.
The fact that my last repair job was organised by Enterprise just increases my suspicions.

Could be the case, I know when I had a light repaired on the Corsa last winter think it was took 7 days enterprise really was struggling to get hold of cars because of the car part shortage they couldn't get new cars and their leases were up on their current cars

I've heard of a quashie being written off because on that model the led light got smashed and the part was on back order so because of the extended wait to finish the repair the insurance company wrote off the car instead of paying for the hire car for such a long time

My latest policy they were desperate for me to not have a hire car as standard

 

[Bunkermagnet]

Same with all cars. Shortages of parts leading to write offs over repair as insurance companies don't want to pay for hire cars for longer and longer whilst the part is on back log.

Could be the case, I know when I had a light repaired on the Corsa last winter think it was took 7 days enterprise really was struggling to get hold of cars because of the car part shortage they couldn't get new cars and their leases were up on their current cars

I've heard of a quashie being written off because on that model the led light got smashed and the part was on back order so because of the extended wait to finish the repair the insurance company wrote off the car instead of paying for the hire car for such a long time

My latest policy they were desperate for me to not have a hire car as standard

Sadly you are wrong.
Insurance companies DO NOT choose to write off a car and pay out, they are made to by the Financial Ombudsman Service.
Insurance companies want quick repairs, not cars sat around running up hire fees more than is normal.

 

[jim8flog]

Why r EVs so expensive to insure? My EV quote is higher than my house insurance..

Top recommendation for EV insurance?

I insure with Aviva, the additional premium was just £40 for the remaining 9 months above what I had paid for a similar spec petrol.

The premiums are expected to rise a lot due to the time it takes to get spare parts when in for repair and the the additional cost of loan cars

 

[jim8flog]

I went away for Christmas and very quickly realised the difference in dual carriage/motorway driving battery life compared to my normal round town. I did not keep exact figures but it has made me think in terms of halving the expected range for future similar journeys. Good experience of finding places to charge up but I was driving outside of peak hours.

 

[clubchamp98]

Hire car should be an option.
This would bring down costs.
Wont suit everybody but I could do without one .

 

[Mudball]

I went away for Christmas and very quickly realised the difference in dual carriage/motorway driving battery life compared to my normal round town. I did not keep exact figures but it has made me think in terms of halving the expected range for future similar journeys. Good experience of finding places to charge up but I was driving outside of peak hours.

I read this today, talks about journey from M5 all the way into Scotland as they test 3 cars and the motorway charging infrastructure

We drove 3 hot EVs across the UK using the charger network... it didn't go well! — CAR

We drive the length of the motorway, from Exeter to Perth, to see if public and Tesla chargers are fit for purpose

apple.news

Tesla wins.. but also shows the lack of infrastructure and how much we lack in this space. Mind you the article is from 2022, so things would have improved since then

 

[PJ87]

Hire car should be an option.
This would bring down costs.
Wont suit everybody but I could do without one .

It really depends, I can do without it on the EV because I can use the big car

But can't not have it on the big car because we can't all fit in the EV

 

[PJ87]

I read this today, talks about journey from M5 all the way into Scotland as they test 3 cars and the motorway charging infrastructure

We drove 3 hot EVs across the UK using the charger network... it didn't go well! — CAR

We drive the length of the motorway, from Exeter to Perth, to see if public and Tesla chargers are fit for purpose

apple.news

Tesla wins.. but also shows the lack of infrastructure and how much we lack in this space. Mind you the article is from 2022, so things would have improved since then

From my colleagues experience I was told if you do a lot of long trips get a Tesla if not just any will do .. their supercharger network is outstanding

 

[PJ87]

I went away for Christmas and very quickly realised the difference in dual carriage/motorway driving battery life compared to my normal round town. I did not keep exact figures but it has made me think in terms of halving the expected range for future similar journeys. Good experience of finding places to charge up but I was driving outside of peak hours.

I find lowering your speed to 60 and cruising in the slow lane can make for a more relaxing trip

My daily commute is on the north circular which is dual carriageway but limit is 50 so doesn't affect me

 

[bobmac]

Tesla wins.. but also shows the lack of infrastructure and how much we lack in this space. Mind you the article is from 2022, so things would have improved since then

In 2022 in the UK there were 37,261 charging points.
In 2023 in the UK there are 52,933 charging points.
An increase of 15,672 in one year.

How many EV charging points are there in the UK - Zapmap

How many EV charge points are on the UK's public charging network, which networks have the most charge points and they are are located

www.zap-map.com