PJ87
Journeyman Pro
I’ll never fully embrace it until TfL pull their finger out and do an oyster version for Apple wallet.
TfL are the perfect example of a business not willing to move with the times
However to be fair that is your personal choice because you want to save effort with HMRC. You could go fully contactless via using tap tap to pay for the services .. you admitted yourself it takes more forms.
So that's your preference, I doubt tfl will go fully contactless for oyster via the app when contactless is now the main player. It's just a waste of money to do.
Oyster is supposed to be for day trippers who don't have contactless available now .