Random Irritations

I’ve recently had my 2 yearly eye test at Specsavers, I am very short sighted, so I need thin varifocal lenses, so it is never going to be cheap.

Now this year, I have the beginnings of cataracts, so I now need Reaco-lites.

Price for 1 pair of specs £550
Bleeding heck 😳
Try Asda Opticians. I’ve been using them for several years, much better pricing structure.
 
Are the oil companies are really gouging us?

Don’t forget who earns most for every £ spent at the pump…

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I think it's the current narrative becuse they price at the pumps has increased when the current stocks bought at previous prices are still present. I was just putting it into context with the banks, which I am aware they plan ahead, run their interest rates relative to the BoE base rates which as yet haven't changed.
I also understand that oil companies shares provide income for pension companies and I also understand the Government needs money to pay for things they choose to do, whether we agree with them or not.
 
I think it's the current narrative becuse they price at the pumps has increased when the current stocks bought at previous prices are still present. I was just putting it into context with the banks, which I am aware they plan ahead, run their interest rates relative to the BoE base rates which as yet haven't changed.
I also understand that oil companies shares provide income for pension companies and I also understand the Government needs money to pay for things they choose to do, whether we agree with them or not.

BoE base rate is just one of multiple factors that influence mortgage rates.
 
Of course they are, but mortgage rates always change when the base rates change, usually with more lag when the rate has been dropped.
I am just trying to give a little balance to the gouging arguement, nothing more :)

They don’t though. Rates change multiple times a year. The changes are usually small and, back to my original point, are generally only noticed when a re-mortgage or new mortgage is required. People don’t generally watch the mortgage market on a weekly or monthly basis if they are in a deal already. Fuel prices affect us more frequently and so become more focussed in our minds.

I understand you are trying to give balance, but the two issues are not analogous enough.

For context, I worked with a client that is a large UK mortgage provider during 2019. Base rate was 0.75 for the entire duration of our project but the rates of 6 core products changed 11 times. They swung from a low of 1.99% to a high of 2.29% in that period (with a baseline rate of 2.09%) I am currently working with a mortgage provider client that has removed some products (deemed risky) but have not yet changed remaining product rates.
 
I’ve recently had my 2 yearly eye test at Specsavers, I am very short sighted, so I need thin varifocal lenses, so it is never going to be cheap.

Now this year, I have the beginnings of cataracts, so I now need Reaco-lites.

Price for 1 pair of specs £550
Bleeding heck 😳
You can go elsewhere now. I've recently found a fabulous dispensing opticians. Better choice of frames and their service is wonderful.
 
Thankfully yes, but there may well be a long wait.

A decent optician will advise you on referral for NHS cataract surgery which providers have the shortest wait. Most NHS regions will then contact you offering a number of options as to where to go and, bingo, you tell them the place recommended by your optician.

I had both my cataracts sorted within a few weeks of the referrals.
 
I’ve recently had my 2 yearly eye test at Specsavers, I am very short sighted, so I need thin varifocal lenses, so it is never going to be cheap.

Now this year, I have the beginnings of cataracts, so I now need Reaco-lites.

Price for 1 pair of specs £550
Bleeding heck 😳
Three months of monthly multi-focal toric contact lenses (so three sets)…£154 😳. Only trialling them and not sure if I’ll go with them once my three pairs are done.
 
What’s the irritation if there are spare tables?
There are more chairs than tables for them. ( we changed the the make and type of table some years back but kept all the chairs)

My irritation was that with plenty of tables for 6 or less a group of 4 decided to sit at the only table(s) set up for a group of 10.
Our group is a one of 12 players and so are one the the groups that follow in some time after us (we normally give up the larger table to them as a lot of ours have gone by the time they come in).
 
There are more chairs than tables for them. ( we changed the the make and type of table some years back but kept all the chairs)

My irritation was that with plenty of tables for 6 or less a group of 4 decided to sit at the only table(s) set up for a group of 10.
Our group is a one of 12 players and so are one the the groups that follow in some time after us (we normally give up the larger table to them as a lot of ours have gone by the time they come in).
Not sure this is a big enough issue to be worth mentioning, but then, it is your irritation. 👍
 
There are more chairs than tables for them. ( we changed the the make and type of table some years back but kept all the chairs)

My irritation was that with plenty of tables for 6 or less a group of 4 decided to sit at the only table(s) set up for a group of 10.
Our group is a one of 12 players and so are one the the groups that follow in some time after us (we normally give up the larger table to them as a lot of ours have gone by the time they come in).
It's just like couples sitting in a 6 seater booth or table for 4. Selfish is the term :)
 
Turns out today I wasn’t just crap at golf. I’ve managed to somehow lose my wallet!

Bank, Credit, GHIC cards, Driving licence, discount cards and most importantly my work ID which is an official document !

I’ve no idea why but my head has been up may arse all day and that’s just topped it off as it’ll help really start the week on the right track 😡
 
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