Your definition of "smart casual".....

[rosecott]

I would just go with whatever you pull on at 4.30 a.m. when you get up suffering from insomnia - that will feel so right for you.

 

[Doon frae Troon]

Shirt worn in or out ?

I suppose that depends on the size of the beer belly.

 

[HomerJSimpson]

A slinky off the shoulder number will suit you to a tee Smiffy