Random Irritations

[Deleted member 21784]

Nope.

Worth opening a second bank account for such things. Like a Monzo account then bamn options if happens again

Some banks will pay you aswell to switch to them. But they require you to close the account your switching

 

[IanM]

One of the last things I did at
Nationwide was review of the demise of the cheque. That was 2007.

I wonder if that's part of why they never developed cheque deposit as a function on the banking app?

Cheques were still a high proportion of transactions back then. Bet they are negligible now. All of which is no comfort if someone hands you one.

 

[Robster59]

One of the last things I did at
Nationwide was review of the demise of the cheque. That was 2007.

I wonder if that's part of why they never developed cheque deposit as a function on the banking app?

Cheques were still a high proportion of transactions back then. Bet they are negligible now. All of which is no comfort if someone hands you one.

I can't remember the last time I had to handle a cheque. I think I got one a couple of years ago.
Still, at least Nationwide is keeping branches open so that I can pop in to deposit it.

 

[IanM]

Even Nationwide has been chipping away at the size of the network over the past decade. But they talk as if they haven't

 

[Deleted member 21784]

One of the last things I did at
Nationwide was review of the demise of the cheque. That was 2007.

I wonder if that's part of why they never developed cheque deposit as a function on the banking app?

Cheques were still a high proportion of transactions back then. Bet they are negligible now. All of which is no comfort if someone hands you one.

When my sister got married I wrote her a cheque, I messaged her next day "if you want to rip that up the money's in your account already"

 

[cliveb]

Cheques were still a high proportion of transactions back then. Bet they are negligible now. All of which is no comfort if someone hands you one.

Craziest example of the use of cheques recently...
My wife had a savings account with Santander, and it was linked to our joint Barclays account.
Pay money in/take money out direct from/to Barclays electronically.

But when she closed the account, they said the only way to send the outstanding balance was with a cheque!
No problem - pay in it to Barclays using the app. Except the app won't accept cheques greater than £2k.
What a palaver

 

[Deleted member 35927]

Irrefutable proof is irrefutable proof, surely that'd be enough.

How many people have been jailed with irrefutable proof only to be exonerated, some times many years later.

 

[Deleted member 35927]

Haven't used a check in years. RBS don't even send them out unless you want a book I think.

 

[BubbaP]

The DVLA are still posting out cheques

 

[Sid Rixon IV]

Got my first poo test the week after my birthday. No happy birthday, no congratulations - just a kit and instruction leaflet

Did you tick it off on your "To do" list as "jobby done"?

 

[Voyager EMH]

When I was executor of my mum's will in 2018, the majority of financial institutions sent a check by post. Usually made out to "Executor for Mrs X Xxxxxx".
I had set up a designated executor's account.

To cash in her £3 Premium Bonds cost me £2.80 in postage for the request that had to include mum's bond certificate, my grant of probate and identification.
Next day delivery would have been over £4.
Then I had to attend the Coop bank in the centre of Leicester to pay in the £3 cheque.

 

[Slime]

How many people have been jailed with irrefutable proof only to be exonerated, some times many years later.

None.

 

[Deleted member 35927]

None.

 

[Fade and Die]

They might have some underground, but if I remember correctly plenty of pole and wires. Their power/telephone poles are all reinforced concrete though and I assume they got rather serious about making sure the wires were held on rather well. I don't know how old the picture below is, just copied from online.

Looks like Jaywick!

 

[Fade and Die]

I can't remember the last time I had to handle a cheque. I think I got one a couple of years ago.
Still, at least Nationwide is keeping branches open so that I can pop in to deposit it.

We still have at least one large main contractor who pays by cheque. Pain in the ‘arris as its above the value of the App so a trip to the bank is required every 45 days.

 

[Bunkermagnet]

We still have at least one large main contractor who pays by cheque. Pain in the ‘arris as its above the value of the App so a trip to the bank is required every 45 days.

I get a cheque to pay for a job on average once every 2 weeks. Thankfully they are below the value limit so they are uploaded by the app and in my account within 2 days. Over the value limit, they have to be posted to them. Best thing about cheques is that I get the whole value of it, nothing is lost in banking fees. Long may cheques exist.

 

[Fade and Die]

I get a cheque to pay for a job on average once every 2 weeks. Thankfully they are below the value limit so they are uploaded by the app and in my account within 2 days. Over the value limit, they have to be posted to them. Best thing about cheques is that I get the whole value of it, nothing is lost in banking fees. Long may cheques exist.

Fine if said cheque is handed to you, less good if “the cheques in the post” or “we are waiting for the director to sign it, and he’s on annual leave”
As I said, a pain.

 

[Golfmmad]

Oh I'm not complaining about the care, it's been excellent on lots of things. Just the fact it emphasises my advancing years.

Oh I wasn't suggesting you were complaining at all. At our age we should embrace all the help we can get.

 

[Bunkermagnet]

Fine if said cheque is handed to you, less good if “the cheques in the post” or “we are waiting for the director to sign it, and he’s on annual leave”
As I said, a pain.

I agree. Payment avoidance being practice.

 

[Slime]

How many people have been jailed with irrefutable proof only to be exonerated, some times many years later.

None.

I'm assuming you're laughing due to not understanding the meaning of 'irrefutable proof'.