chrisd
Major Champion
Thank goodness ............... not God cos he doesn't exist!
Let's tax pensioners
- Thread starter Hobbit
- Start date
Thank goodness ............... not God cos he doesn't exist!
PJ87
Journeyman Pro
Some very good points here!
Trips abroad are almost as cheap if not cheaper than trips around the uk. The other side of the argument could be to not holiday full stop until house owning
White goods you again spot on so cheap now days compared
Holiday example for next summer I want the 3 of us to go away.. week in Spain would be about 2k all inclusive.. week in centre Parcs 2k no food, week in haven 1k ish again no food
It’s almost stupid to consider the uk! 2k all in no extras for drinks or food and decent weather almost Guaranteed
bobmac
Major Champion
How much does the latest iphone cost per month?
Hacker Khan
Yurt Dwelling, Yoghurt Knitter
A lot if you are talking an Iphone X. But I am not sure how many people young people saving up to buy houses have Iphone Xs.
And actually that is not relevant to their challenges as I am sure your next point will be 'they don't need them'. Where as actually a hell of a lot of young people base their lives around their phones nowadays, so it as an essential part of their lifestyle as say a car is to older folk. An increasing amount of young people do not own cars https://www.aol.co.uk/news/2018/01/...s-for-drop-in-car-ownership-among-young-peop/ . So the money they save on not buying a car they can spend on a smart phone.
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bobmac
Major Champion
Mudball
Assistant Pro
I have 2 examples of this
1) one of the young one just got a rose X.. she paid the money upfront.. her reasoning she does not spend it on clothes, housing etc.. so this was a good idea
2) One of neighbour's son (in this early 30s) just got a new shiny BMW.. Was speaking to him and his very valid argument was .. he will never be able to afford a house and he works for the council, so he may as well as splash the cash and have a good life. He is waiting to get the house as inheritance and then move on. I must say... i dont blame him. With the avg house price in the area starting to kiss 7 digits, his parents had to the foresight to buy in a good place about 50 years ago. Council pay will never get him there.
PJ87
Journeyman Pro
There is so much wrong with this statement where to begin ..
It does the basics fine yes but it’s like owning a Mac. If your in certain fields a mac will be much better for you than a pc at half the cost because of how it works
You don’t need the latest iPhone infact you can get an iPhone se for £25 a month with decent minutes txts and data
I’ve had a 6s for 3 years now and on a sim only deal for £16.50 a month which covers 12gb data, enough calls and txts.. for £7.50 I would expect the data to be very low and of no use to anyone under the age of 35 for what you can do on them now
Our manager at work runs the entire coverage for the room (365 days a year 24/7) via whatsapp any coverage issues sent out on WhatsApp and replied fast to stop the room closing
All my golf societies are run via WhatsApp
Data is king
jim8flog
Journeyman Pro
Nothing wrong with equity release other than those who do not read/ fully understand all the terms and conditions. Great deal for mine lifetime 4% interest rate.
My choice -pay the interest (actually it's a repayment of loan capital) or do not pay the interest.
Hacker Khan
Yurt Dwelling, Yoghurt Knitter
You're wasted on here, you should be writing for Wired, Stuff or T3 with that level of insight into modern technology in society today.
bobmac
Major Champion
There is so much wrong with this reply in relation to the OP I'm not even going to begin
I'm out
PJ87
Journeyman Pro
Just shows the level of understanding between generations for me.. scratch the surface a little about why people buy the “latest†or up to date tech to actually improve their life’s or job and suddenly your out
Funny that
MegaSteve
Tour Winner
Well... If latest tech is required, for work, the employers should be supplying it...
And, 'up to date tech' comes well behind food in the larder, threads to be worn and tiles over the head...
2K holidays... All inclusive or not... Just as much fun to be had for £9.50 with the sun...
fundy
Ryder Cup Winner
since when did you need an iphone and 12gb of data to run whatsapp????
apologies im another oldie who doesnt get it
apologies im another oldie who doesnt get it
PJ87
Journeyman Pro
On one of them now got my wallet nicked been a bundle of laughs
PJ87
Journeyman Pro
Was giving one example of how modern tech can be vital
Doesn’t have to be a complete splash the cash or a complete blow the lot
Some live happily in the middle
fundy
Ryder Cup Winner
happily in the middle tech wise
There was a term coined back in the late 50's/early 60's called planned obsolescence. Apple have made it an art form, even to the extent of deliberately slowing the older generation phones. Basically, people believe the newest model is essential, perhaps, not realising that the previous model will do 90% of what the new version will. And the previous version to that will do 80%.
Then there's what aspects of those devices do we all actually use? Some people, young and old, will use pretty much every tool available.
You've only got to look at the marketing and releases of new drivers/irons to see what planned obsolescence is all about and how we all fall for some aspects of it in areas of our lives.
Me? I'm a coffin dodger trying desperately to avoid all this new tech. Why? Because, truthfully, I just don't need it. I don't need to look at FB or WhatsApp every 5 mins. Hell, I rarely even take the smart phone out of the drawer. The laptop gets a lot of hammer because I rarely watch TV, but I'm just as happy to get a book out.
But did I ever need all that high tech stuff? Hell yes! Uk project manager for the introduction of a new software platform for our engineers, and on-call supporting it for 2 years.
The one thing it taught me was make sure you switch the damn thing off, and make time for proper interactions with people. Great tools but don't let them run your life - they're not essential to living. Strangely enough though, food and a house are.
Mazlow's hierarchy of needs sums it up.
PJ87
Journeyman Pro
Life changes though.. jobs change.. until 5 years ago the northern line was run on 1960s tech with signals , program machines which if they broke parts were bought on eBay they were that outdated. A timetable and a radio was all you had to run the system
Now there are no signals physically, up to 90 trains per hour in the peak. Can hold a train at a click of a mouse, can Emergancy break a train with 2 clicks. All kinds of advances. We wonder how we ever coped before but we did
Life evolves, and if you stand still for too long it will pass you
My aunt (in her 70s) once said to my uncle we need to get a computer because (her words) how her generation looked at people who couldn’t read or write that will be how you will be looked at if you can’t use a computer. She know owns and uses an iPad aswell.
There are so many advantages of tech they outweigh the disadvantages
Back on the topic part.. people shouldn’t be judged on what they spend their money on. End of the day it’s theirs
I lived at home until 27 all my mates said I should move out because I could. I decided to stay home because I wanted enough to move into a 3 bed semi with room for a loft extension.. because I can’t stand moving .. so that’s what I did
Surely that includes all the old people who could be taxed again on their pensions?
Bunkermagnet
Journeyman Pro
But in all likelyhood you/we are already taxed again on your pensions when you get them, if it's above the allowance limit. So you're taxed when you earn it, then taxed again when you get it back after (hopefully) earning a little something on top of it.
Ultimately nothing has changed, it's just a way think tanks amd politicians like to act so we all think they are working in someones best interest and how lucky we might be.
