Cash v card

[Tashyboy]

Been out this weekend with Missis Tash and the grand sproggs. I have lost count the amount of times I have seen cash only, or sorry card only. Why?
In this day and age when business and small shops are struggling for business why are they not cash and card.I don’t understand it.
Is there a reason why shops are card only or cash only.

 

[Lord Tyrion]

Cash only, hiding money from the taxman

Card only, the till always tallies up, no bank charges relating to paying in cash (although there are card charges), no need to travel to a bank to pay in cash, (where is your nearest branch?), no need to spend time counting up at the end of the night, no risk of theft either accidental or deliberate and dangerous.

 

[4LEX]

It should be law to offer both IMO. Sadly the government is more than happy to steer everything cashless.

Too many cash only places are that for tax avoidance reasons.

I still use both but it's a pain to use cash in various places and if you pay for items over £250 in cash it now raises eyebrows. Good luck trying to take £10k plus out of your bank without needing 2-3 days notice and a valid reason which will be kept on record.

 

[C7usk]

Been out this weekend with Missis Tash and the grand sproggs. I have lost count the amount of times I have seen cash only, or sorry card only. Why?
In this day and age when business and small shops are struggling for business why are they not cash and card.I don’t understand it.
Is there a reason why shops are card only or cash only.

Tax dodging... And avoiding any charges they need to pay for folk using cards..

 

[Arthur Wedge]

Think I only use cash for swindles at the club

Everything else is by card

 

[Deleted member 21784]

Ah the 3 monthly cash Vs card thread is back . Excellent

Contactless on phone. No need for cash in the main.

Breakfast at work today everyone transferred me via their banks

 

[Deleted member 35927]

It should be law to offer both IMO. Sadly the government is more than happy to steer everything cashless.

Too many cash only places are that for tax avoidance reasons.

I still use both but it's a pain to use cash in various places and if you pay for items over £250 in cash it now raises eyebrows. Good luck trying to take £10k plus out of your bank without needing 2-3 days notice and a valid reason which will be kept on record.

I can remember having to give 2 days notice to withdraw 5k and that was about 30 years ago. It's not really a new thing.

 

[Deleted member 35927]

Think I only use cash for swindles at the club

Everything else is by card

Same here, can't think of anywhere else I use cash.

 

[4LEX]

I can remember having to give 2 days notice to withdraw 5k and that was about 30 years ago. It's not really a new thing.

In those days a shot gun would've helped

 

[Tashyboy]

Search bar showed no cash v card threads

Ah the 3 monthly cash Vs card thread is back . Excellent

Contactless on phone. No need for cash in the main.

Breakfast at work today everyone transferred me via their bank.

 

[Deleted member 35927]

Search bar showed no cash v card threads

Do you still carry cash?

Following a series of posts on another thread, who still carries cash, who never has cash, who only carries an emergency £5/£10? For me, I don't carry cash at all now. Totally cashless. I don't find it a problem, no issues.

forums.golfmonthly.com

Even includes a handy poll

 

[jim8flog]

Simple in one respect - the traders have to pay for you to use a card.

 

[Imurg]

Card, phone etc etc is fine until, as in Halfords the other day, the Internet connection goes bust and the card reader doesn't work..
Cash only then......

 

[Deleted member 35927]

Card, phone etc etc is fine until, as in Halfords the other day, the Internet connection goes bust and the card reader doesn't work..
Cash only then......

Click and collect. You'd be able to do it in the store

 

[rulefan]

Card, phone etc etc is fine until, as in Halfords the other day, the Internet connection goes bust and the card reader doesn't work..
Cash only then......

I think all their systems were down not just their banking system. Apparently they could have done my MOT but all 'long hand' paperwork taking two or three times longer.

 

[3offTheTee]

For business it must be cheaper, Insurance wise, if no cash is accepted.

A group from our golf Club are going out for lunch this week where the restaurant states no cash. The organiser knows the guys and asks cash or card. Quick reply was cash.

Perhaps I am suspicious but it does not seem right. Incidentally it would be a lot worse IF it was the caterer at our Golf Club. I would the feel the cash is going in his pocket to the detriment of The Club and ultimately the members.

 

[Pin-seeker]

If I’ve got cash I spend it.
But it is way too easy just tapping away(especially on a night out).

 

[Bunkermagnet]

Simple in one respect - the traders have to pay for you to use a card.

You also have to pay to deposit cash as well now. It would be a lot more helpful if it was no longer illegal to charge extra for a payment type.

 

[Fade and Die]

Click and collect. You'd be able to do it in the store

Not if their internet has gone down. The only sales they will be able to perform will be cash transactions. Had it in our local Sainsbury’s/Argos recently. I was delighted as I always have cash on me.

 

[Hobbit]

Mrs H uses a card for just about everything. I can’t remember the last time I used a card.