TheCaddie
Challenge Tour Pro
I think, although I might be wrong, the 95 comes from looking at the scorecard and applying the SI to see the number of shots he had on each hole, subsequently removing any shots he had over double bogey. So, in this round, for example he may have had a triple bogey (after shots given by SI) on 7 holes so as this won't count for handicapping purposes he's just removed them....maybe!
Yes, that's what I did...