Random Irritations

[Deleted member 1740]

I'm guessing you mean only takes cash. Yes, you are right it is about hiding money from HMRC. My wifes hairdresser is the same. A womans hairdressers who doesn't take card payments, the prices they charge

No it's not. Have you ever dealt with the HMRC? It costs the business to have a card machine and they're charged for every transaction, you wouldnt be happy paying the transaction fee would you?

 

[Lord Tyrion]

No it's not. Have you ever dealt with the HMRC? It costs the business to have a card machine and they're charged for every transaction, you wouldnt be happy paying the transaction fee would you?

I run a small business so know all about HMRC and transaction fees. It comes with the territory if you want the business. Even mobile coffee vans have tap and pay devices now. It's the way things are going, get with it or be left behind.

 

[Lord Tyrion]

So someone won’t get taken seriously because they have a double barrelled first name ?! Sorry but that a pile of rubbish , many people in the UK will have double barrelled first name , especially a lot of Irish people - I have a number of cousins who have double barrelled first names with Anne Marie being a popular one. Really poor to judge people like that

Anne Marie is classically Irish and is a name we have all heard going back in time. It is the baby doll, Americanised, chav titles that treat kids like dolls to be played with that irritate me. If you think that wont affect people in later life you are kidding yourself. Companies get cv's in and make snap judgements all the time due to the pile that come in. If somebody sees a baby doll name, that is going in the no pile like it or not

 

[Robin Hood]

I run a small business so know all about HMRC and transaction fees. It comes with the territory if you want the business. Even mobile coffee vans have tap and pay devices now. It's the way things are going, get with it or be left behind.

Fully agree with you.
We are quickly progressing to a cashless society. Most of my transactions are contactless or by credit card.

 

[GB72]

I run a small business so know all about HMRC and transaction fees. It comes with the territory if you want the business. Even mobile coffee vans have tap and pay devices now. It's the way things are going, get with it or be left behind.

Fully agree, even my small village pub takes contactless payments these days. Very little I actually use cash for now.

 

[Deleted member 21784]

Fully agree, even my small village pub takes contactless payments these days. Very little I actually use cash for now.

The majority of my cash payments are for society events to make it easier for the guy running it, turn up on day and pay cash he takes the £5 prizes, £2 twos club and rest is the actual green fee

The rest of my life is 90% card

Works well tho, put everything on the tesco card, get enough points to pay for days out

 

[SwingsitlikeHogan]

Credit Reference Agencies - a Warning,

When away I missed a couple of small charges (£2.99 and £6.99) to one of my Credit Cards. We cleared our CCs before we went so we wouldn't have to worry about them - but forgot these small incoming charges. For that card - as I'd cleared it - I didn't set up a minimum payment DD I didn't check the card while we were away - and I missed a couple of minimum payments - when the total balance on the card was £10.

This triggered an Amber alert on my Equifax Credit Report - and that resulted in the credit limit being slashed (from £20000 to £500) by one of my other Credit Card companies - and an amber warning on my credit report that would stay there for 6 years unless I managed to something about it. That warning would mean that I might not get the best rates for any future loans or whatever - or might get rejected for future CC 'deals'. Because I missed two payments of £5.

Many telephone conversations later (6 weeks ago) and I think (and pray as I might) I have got it sorted and should get the Amber warning changed to Green. Still Amber on Equifax but looks OK on Experian.

But what came out of this that rather freaked me was that the Credit Reference Agencies do not know (or care) whether a missed payment is £5 on a £10 balance, or £5000 on a £100000 balance - they just get told by lenders of missed payments - and they then determine what that missed payment means in respect of an individual's credit worthiness and score - the information they provide to all lenders using their services; it stays there for 6 yrs, and it is very difficult to get it changed. The CRAs will only correct a mistake made by the lender in their reporting to the CRAs - an oversight such as mine over a very small amount is just tough...and is not grounds for correcting my credit report and scoring.

I was lucky - I got my lender onto my side and I think that they must have taken my oversight on as an error on their part - but I think it was close run thing.

 

[Dando]

Maybe you need to get a provisional dog?

to be fair to him, he probably saved me a few quid as there's every chance I would've thinned a few through the summer house windows

 

[Dando]

We'll see at Sunningdale on day 2 - looking forward to it 👍

why, do you need a good laugh?

 

[Slime]

thanks mate but my issue is, is that I don't talk about things

Force yourself, even with someone you don't know, i.e. a psychologist, it helped me enormously to exorcise my demons.

 

[Slab]

Or "that's £5 minimum charge on card I'm afraid." Leave it out mate, who the hell carries coins around anymore??

Hand up, I use my debit card maybe once every two weeks at most, its cash for almost everything

 

[MegaSteve]

The 'nanny state'...
Lazy incompetent governance...
And, there's still folk that foolishly believe that loads of bureaucracy is the way forward... UNBELIEVABLE!

 

[Slime]

As someone correctly alluded to in another thread, the apparent need for golf commentators to apologise for bad language!
They're human and they're at work .................................. it happens!
If anyone stuck a mic in my face, whilst I was at work, there'd be more than just a few apologies, that's for sure.

 

[williamalex1]

to be fair to him, he probably saved me a few quid as there's every chance I would've thinned a few through the summer house windows

Be careful , a mate of mine knock his Jack Russell's eye out while practising his pitching in the garden.

 

[Crow]

Handicap review, I've just been put up a shot, the shame!

(And I think that means my already slim chance in the H4H Handicap Challenge has just disappeared)

 

[TheDiablo]

Anne Marie is classically Irish and is a name we have all heard going back in time. It is the baby doll, Americanised, chav titles that treat kids like dolls to be played with that irritate me. If you think that wont affect people in later life you are kidding yourself. Companies get cv's in and make snap judgements all the time due to the pile that come in. If somebody sees a baby doll name, that is going in the no pile like it or not

Coming across as a real dinosaur on this one

 

[Lord Tyrion]

Coming across as a real dinosaur on this one

Ha ha, you could be right. We're all allowed a little grumpiness about aspects of modern life though. This is one of mine.

 

[Hobbit]

Ha ha, you could be right. We're all allowed a little grumpiness about aspects of modern life though. This is one of mine.

I bet if they had a Master's degree, Phd and the right experience you wouldn't put them in a no pile.

 

[Deleted member 21784]

Ha ha, you could be right. We're all allowed a little grumpiness about aspects of modern life though. This is one of mine.

One of mine is people who refer to their other half’s As “hubby” or “wife” when their not married. Their your partner. Boyfriend or girlfriend

 

[Deleted member 15344]

Anne Marie is classically Irish and is a name we have all heard going back in time. It is the baby doll, Americanised, chav titles that treat kids like dolls to be played with that irritate me. If you think that wont affect people in later life you are kidding yourself. Companies get cv's in and make snap judgements all the time due to the pile that come in. If somebody sees a baby doll name, that is going in the no pile like it or not

What is a “baby doll” name ?!

And we get lots of CV’s and not once have we judged or put someone in a “no” pile based on their name and doubt any respectable company would do as well because it’s just someone’s name.