Random Irritations

BrianM said:
People that just left the holiday house, pi**ed the bed and went all the way through the mattress protector, new mattress bought today, they took all the toilet roll from the store cupboard and marked us down for cleanliness ???
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Oh my that reminds me of a time, when one of the children wasn't well at all, the night before we were due to leave a holiday cottage and soiled the bed on the morning of departure whilst still asleep. Was not a pretty sight, turns my stomach now:eek:. We had doors open, cleaning like mad and so on. New mattress was required.

We didn't run off though we spoke and sorted it out, was it embarrassing.

Another time, we had someone stay in our own house when I was still building the guest bedroom/bathroom and someone wee all on the floor in the bathroom, didn't have any flooring finish at that stage thankfully (soaked right into the chipboard flooring, no mention of it to us, just found out when I went to change the sheets etc after they left, nice thank you for having us, present:LOL:). Still laugh about it with the wife now in disbelief.

Some people for you, I don't understand it..
 
SwingsitlikeHogan said:
Pretty well-off friends of ours (well of my wife mostly) - both self-employed - thinking of taking the £50,000 they believe is available from the government as it's free, easy and dead cheap money and would be good for paying off a lump of their mortgage (and their accountant will be able to minimise what they'll have to 'pay back').

Meanwhile thousands of others who have lost their income or have been made redundant really struggle to make ends meet and don't have access to such cheap money.

Are our friends greedy? You bet they are - and if you ask my Mrs it really puts her friendship with them at serious risk.
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They will still have to repay it, they can't avoid that no matter the accountant. They can use it for whatever purpose they like but it isn't free money, a grant. It is loan at an incredibly low interest rate with minimal pressure to repay in the short to medium term.

If your wife's friend uses it for personal gain then it will either be taxed as a dividend, salary etc or taken as a directors loan which needs to be cleared at the end of their tax year.

We have not taken it at our business but I know of a good few who have. Unless you need the money I don't see the point. It isn't even as if you can put it an a savings account and win that way.
 
DRW said:
Oh my that reminds me of a time, when one of the children wasn't well at all, the night before we were due to leave a holiday cottage and soiled the bed on the morning of departure whilst still asleep. Was not a pretty sight, turns my stomach now:eek:. We had doors open, cleaning like mad and so on. New mattress was required.

We didn't run off though we spoke and sorted it out, was it embarrassing.

Another time, we had someone stay in our own house when I was still building the guest bedroom/bathroom and someone wee all on the floor in the bathroom, didn't have any flooring finish at that stage thankfully (soaked right into the chipboard flooring, no mention of it to us, just found out when I went to change the sheets etc after they left, nice thank you for having us, present:LOL:). Still laugh about it with the wife now in disbelief.

Some people for you, I don't understand it..
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It was just adults staying ???
Like yourself we would sort it out, these things happen but there is away of sorting it.
 
Lord Tyrion said:
They will still have to repay it, they can't avoid that no matter the accountant. They can use it for whatever purpose they like but it isn't free money, a grant. It is loan at an incredibly low interest rate with minimal pressure to repay in the short to medium term.

If your wife's friend uses it for personal gain then it will either be taxed as a dividend, salary etc or taken as a directors loan which needs to be cleared at the end of their tax year.

We have not taken it at our business but I know of a good few who have. Unless you need the money I don't see the point. It isn't even as if you can put it an a savings account and win that way.
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That is actually good to know...my wife's friend thinks of it as 'free' money as the interest rate is so low....and I am not at all convinced that this is how public money should be getting used - a cheap loan for those able to access it whether of not they actually need it...when other constraints around government 'largesse' impact significantly many who are very much less fortunate that our friends.
 
SwingsitlikeHogan said:
That is actually good to know...still not sure that this is how public money should be getting used - a cheap loan for those able to access it and who may not need it...when other constraints around government 'largesse' impact significantly many who are very much less fortunate that our friends.
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I think it was a quick way of getting money out to companies. Testing for need is ideal but a slow process and the current situation doesn't favour delay. I think we have to accept right now that money is going to companies that don't necessarily need it but without this approach many would be going under.

It's a scatter gun approach, put it under the file marked necessary evil and move on.
 
SwingsitlikeHogan said:
That is actually good to know...my wife's friend thinks of it as 'free' money as the interest rate is so low....and I am not at all convinced that this is how public money should be getting used - a cheap loan for those able to access it whether of not they actually need it...when other constraints around government 'largesse' impact significantly many who are very much less fortunate that our friends.
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This isn't "how public money is getting used" when the Government rolled out their schemes they were clear on the schemes and how they should work and who they should help - but - because if the complexity of the help schemes there are always going to be people who abuse the system ( legally or illegally ) when it was rushed out in a crisis. Even the long established benefit schemes are abused, but as far as your friends are concerned I do hope that the money is repaid but even if it's just a cheap loan to them it doesn't mean anyone else who qualified for a scheme didn't get their needed assistance
 
chrisd said:
This isn't "how public money is getting used" when the Government rolled out their schemes they were clear on the schemes and how they should work and who they should help - but - because if the complexity of the help schemes there are always going to be people who abuse the system ( legally or illegally ) when it was rushed out in a crisis. Even the long established benefit schemes are abused, but as far as your friends are concerned I do hope that the money is repaid but even if it's just a cheap loan to them it doesn't mean anyone else who qualified for a scheme didn't get their needed assistance
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I wouldn't expect anyone to not have access to loans/grants because of the selfishness and greed of others. But compare and contrast with the way the poorest of society are treated when it comes to accessing public funding and having to pay it back when monies are owed.
 
SwingsitlikeHogan said:
I wouldn't expect anyone to not have access to loans/grants because of the selfishness and greed of others. But compare and contrast with the way the poorest of society are treated when it comes to accessing public funding and having to pay it back when monies are owed.
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But we should only have a welfare where those who absolutely can't work for their income are given the maximum support and then graded according to need. Anyone who can work, should work, and, if necessary their income topped up. If they ask to borrow money on a Government scheme then they should pay it back in accordance with the rules of the scheme
 
chrisd said:
But we should only have a welfare where those who absolutely can't work for their income are given the maximum support and then graded according to need. Anyone who can work, should work, and, if necessary their income topped up. If they ask to borrow money on a Government scheme then they should pay it back in accordance with the rules of the scheme
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Indeed - and the Ts&Cs of these schemes should be equivalent and according to the need and capability to repay. And of course - anyone who can work should work - irrespective of the work available - just as well there are loads of jobs out there for all looking to find work that fits their needs and circumstances. If only.
 
Phone local upholsterer. No answer, message local upholsterer. Upholsterer says drop it round any time. Jump in the car, he closes in half hour. 6 minutes later I arrive and both doors locked and lights off.

Not the first time I’ve arrived at businesses this year to find they’ve closed up early.
 
Jamesbrown said:
Phone local upholsterer. No answer, message local upholsterer. Upholsterer says drop it round any time. Jump in the car, he closes in half hour. 6 minutes later I arrive and both doors locked and lights off.

Not the first time I’ve arrived at businesses this year to find they’ve closed up early.
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I hope you recover.
 
Jamesbrown said:
Phone local upholsterer. No answer, message local upholsterer. Upholsterer says drop it round any time. Jump in the car, he closes in half hour. 6 minutes later I arrive and both doors locked and lights off.

Not the first time I’ve arrived at businesses this year to find they’ve closed up early.
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If he had to leave early you'd think he'd have the have the opening hours covered !
 
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