Random Irritations

[Pants]

Hope they didn’t charge you.

The concern is that if you have work underway—like roof repairs—and a major incident occurs before the job is finished and paid for (for example, a fire not caused by the roofing company), the work may need to be done again. In that situation, you could end up paying for it twice, while your insurance may only cover it once.

Btw, I've never been involved in the insurance business but believe this to be true.

 

[upsidedown]

Having our roof replaced. Scaffolding and equipment everywhere. I hope the weather is kind so this gets sorted within a reasonable time.

Had ours done last year and thankful we had done so given the winds last night, think the old one would have been in next doors garden today

 

[IanM]

I worked for the organisation that provides my home insurance, although I didn't work in that division. I didn't get charged...

 

[Pants]

I think that it might be a case of let them know and there may/may not be a small charge. Don't tell them and it might be a reason to dismiss your claim of the worst happened.

For the same reason I don't tell them I have a burglar alarm. If I did and have a claim and hadn't set it or had it regularly serviced, then it could give them an excuse to reject any claim.