Again it is impossible to judge without all sides of the story. A player could win a lot and his handicap might be continuing to reduce accordingly to match his new demonstrated ability, this happens quite a bit with Juniors, improvers or people in a rich vein of form.
Only because you've called the Committee at your old club "tin pot", were clearly disgusted by the handicap cut they gave you, and have promptly decided to leave the club, bring several members with you.That’s what I was worried about.
Forumers thinking I’ve left on bad terms or something?
What was his handicap at the beginning and end of the year?
If the club are offering to let you pay your annual subs, which are due on 1 April in installments, over the following 12 months then that by its definition is a credit agreement and so the club would need a credit license. Interst has no bearing on whether it is a credit agreement or not. On the other hand if the club offers a monthly membership, that is not credit and the club would not need a credit license.
If the pool has green grass, regardless of the shade, I think you've made a bad decision
No because in this case the goods or service have not been provided until completion. You have no obligation to pay until the service has been provided (even if the builder insists). If you had the patio built and then entered in to any agreement for installments then yes, that would constitute a forwarded facility (the good or service has been provided in lieu of payment). The key in it is that the forwarded facility is taken on as a burden to the provider until such time as the agreed payments have been made. Usually in the form of a binding contract/agreement.
Yeah it absolutely does, every club has that one person unfortunately.
Yeah it absolutely does, every club has that one person unfortunately.
Secretary has probably popped a cork already
