D
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In a nutshell, yes, by default. As with most platforms it's pretty configurable and it's up to the club how they administer it. For example, it's possible to show a membership number rather than name or it can be configured to use individual passwords. I guess most leave it as default.
With Intelligent golf the only scores that are viewable to "non members" are ones that are published to the public website - we don't publish any so all our comps etc on IG can't be seen by anyone without a login to our IG page. Some people would prefer that privacy.
HDID scores are all available to everyone to see unless the club has specifically requested that only registered members of that club are allowed to see the results
Again some people or clubs just prefer things to be kept private - it's not hiding anything - obviously it's a bit of a kick in the nuts for those that go searching for scores