Tashyboy
Please don’t ask to see my tatts 👍
I wonder if we can nominate folk ?
might have a bruise if I put Missis Ts name forwar.
Retirement
- Thread starter Crazyface
- Start date
might have a bruise if I put Missis Ts name forwar.
clubchamp98
Journeyman Pro
Yes on your backside when she kicks you out to look for a job..
Mudball
Assistant Pro
A bit harsh perhaps..
clubchamp98
Journeyman Pro
Not really.
Bet there’s not many 60K jobs going.
I find when you retire if you have cleared the mortgage and major debts I hardly spend anything.
But it costs money to go to work ,transport, meals ,clothes etc.
So I could do a minimum wage job no problem.
But someone with a mortgage and a few kids can’t survive on minimum wage.
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IanM
Journeyman Pro
- Joined
- May 18, 2009
- Messages
- 14,586
- Location
- Monmouthshire, UK via Guildford!
Lots of skilled, higher rate tax payers have jumped off the payroll.
Golf and fishing are more attractive than listening to corporate cobblers!!
Golf and fishing are more attractive than listening to corporate cobblers!!
Mudball
Assistant Pro
I agree…. But there is a section that will argue that those on min wage/dole should not have mortgage or kids.
This with bells on.
I don’t spend anywhere near what I expected to in retirement. My biggest expense, apart from fuel in the car to get me to various golf courses, are my monthly subs and the price of a couple of pints after a round. If I just had a coffee afterwards I’d save a fortune.
Tashyboy
Please don’t ask to see my tatts 👍
For me my/ Missis Ts mindset has changed now re what we now buy and how. Take golf for example. I like the quality gear, but why pay £200 for decent shoes when you can wait a year and get £80 off. ( I like and wear Ecco). They will last me years and none of my pals think there 4 years old. Same with clubs. The money to be saved buying clubs a year or two old. Just had a pair of ECCO walking shoes come today, £40 off.
Theres not a cat in hells chance of me going back to work now
I don’t mind a nice little part time job like mine, but wild horses wouldn’t drag me back to a full time role. I still drive past our local police HQ, where I was stationed for almost 20 years, and it feels as though that was another life - I haven’t missed a single thing about it in nearly two years, and doubt I ever will. I didn’t dislike it, but I never became institutionalised like so many do. It was a job, no more.
Thanks for sharing that link, by the way. Some really useful stuff there Tash.
Yes there’s lots of vacancies but you could change shortage of labour to shortage of tax. And if they’re looking at incentives to get early retirees back into work, it would have to be financial incentives. If they can find the money for that they can find the money to pay the nurses more. That would generate more tax from nurses than part-time pocket money jobs for retirees.
As Tashy sez, shove it…
Tashyboy
Please don’t ask to see my tatts 👍
To be honest Billy I didn’t know if it was rammel or not. Some of the pensions were opted out from public sector. That means NHS and ? Does it mean police. I don’t know so it could or could of not been relevant. I suppose it goes back to everyone being different.
Mudball
Assistant Pro
But nurses are not seen as traditional vote banks but silver haired retirees are ..
Alan Clifford
Well-known member
I bought "last year's model" from the Footjoy's website.
Matty6
Challenge Tour Pro
I’m 43 so a little way off from retiring. However, I want to be out of my profession (Cyber Security) by 60 at the latest. It’s a stressful role, so don’t want to be putting that strain on my body and mind for too much longer. We recently bought a holiday let that will supplement our retirement income long term. Aiming to get that mortgage, and the mortgage of our main home paid off way before retirement.
Tashyboy
Please don’t ask to see my tatts 👍
?
I am involved with a reunion do for retired miners etc. A couple of weeks ago I was listening to a couple of lads talking. They both have bought houses to rent out and are doing quite well. Sometimes there’s a bit of stress with the renters but by and large they are happy as a pig in muck. Plus the value of the properties have gone up massively since they have bought them.
williamalex1
Money List Winner
My retirement song was " Take This Job and Shove it " by Johnny Paycheck.
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Fade and Die
Medal Winner
My retirement song was " Take This Job and Shove it " by Johnny Paycheck.
As a fellow sparky I’m curious how you managed to retire so early, did you work for a large organisation with a terrific pension scheme?
williamalex1
Money List Winner
I was 30 years with local authority's, working only in schools and other council buildings.
When they broke up Strathclyde Regional council amalgamating with various local councils
I was moved to North Lanarkshire Council working along side their existing housing electricians and was offered a retirement deal.
They added 10 years service giving me the maximum pension based on the best of the last 3 years earnings, plus a lump sum.
I reformed a band I had back in the day and started playing the clubs, and enjoyed playing that song lol.
Also some electrical work if the price was right and when it suited me .
Fade and Die
Medal Winner
That’s terrific Will. Well done.
I was 56 yesterday, all being well I’ll be packing in in 4 years time. Can’t bloody wait! ?
williamalex1
Money List Winner
Best of luck mate, the best move you'll make.
