Credit Card for visitors

[Mudball]

Got Friends visiting the UK for a couple of weeks. They will be travelling across the place. Given they will be visiting from outside the EU, what is the best way to get a travel debit/credit card. Ideally, it should be something that I can load electronically with GBP. They dont have credit history here.

Effectively, I want a card that can be used by them (rather than me) though it will be paid in by me. As I will not be travelling with them, I wont be present when they swipe it.

 

[hairball_89]

I'd go with a pre-paid master card, or see what they can get in terms of foreign currency spending cards wherever they're coming from. I have a Halifax Clarity credit card for overseas spending, I'm sure most banks do something similar.

 

[Dibby]

Where is the currency exchange taking place? That is to say, if you get a UK prepaid card, you will have to load it in GBP. Do you want their currency and plan to exchange with them?

If not, I would look at getting something like a Transferwise account and card, if the country they are coming from, and the currency they want to exchange are supported.

 

[Mudball]

Where is the currency exchange taking place? That is to say, if you get a UK prepaid card, you will have to load it in GBP. Do you want their currency and plan to exchange with them?

If not, I would look at getting something like a Transferwise account and card, if the country they are coming from, and the currency they want to exchange are supported.[/QUOTEGB

I will be loading it with GBP... I will square off with them later

Effecitvely, I want a card that can be used by them (rather than me) though it will be paid in by me. As I will not be travelling with them, I wont be present when they swipe it.

 

[Deleted member 18121]

Revolut - fantastic.

 

[Mudball]

Revolut - fantastic.

I have revolut but never used it in the physical world. Can it be used as a 'regular' credit card when people spend say £100. I am assuming you NFC enabled phones too. Is it acceptable everywhere? say up in remote scotland,..

 

[Rooter]

http://lmgtfy.com/?q=lowest+fee+pre+paid+credit+card

 

[Mudball]

http://lmgtfy.com/?q=lowest+fee+pre+paid+credit+card

hahaha.. thats an old one.. but still makes me chuckle...

Unfortuantely, as you realised, cant use it in this specific case..

 

[Deleted member 18121]

I have revolut but never used it in the physical world. Can it be used as a 'regular' credit card when people spend say £100. I am assuming you NFC enabled phones too. Is it acceptable everywhere? say up in remote scotland,..

I use mine every day, anywhere that accepts visa or contactless. As it's essentially pre paid you can only spend what you have available so a great way to budget.

Only small thing is you can only withdraw £200 per month before you then get charged for further physical cash withdrawals.

 

[gmc40]

I use mine every day, anywhere that accepts visa or contactless. As it's essentially pre paid you can only spend what you have available so a great way to budget.

Only small thing is you can only withdraw £200 per month before you then get charged for further physical cash withdrawals.

Depends what card you have. The non standard cards offer higher limits for withdrawals but charge a fee.

I got a Revolut card last year before a holiday to Greece. Instant top ups from my U.K. debit card direct to my Revolut card. I moved to Malta at the start of the year and the Revolut card has been a godsend whilst I’ve been trying to set up a Maltese bank account. Even had my last two months salary paid into the account. Offers much better fx rates than the usual bank rates as well.

 

[Deleted member 18121]

Depends what card you have. The non standard cards offer higher limits for withdrawals but charge a fee.

I got a Revolut card last year before a holiday to Greece. Instant top ups from my U.K. debit card direct to my Revolut card. I moved to Malta at the start of the year and the Revolut card has been a godsend whilst I’ve been trying to set up a Maltese bank account. Even had my last two months salary paid into the account. Offers much better fx rates than the usual bank rates as well.

I can vouch for the FX rates - I work in finance and often find that the rates revolut offer are normally 0.0001 different to market rates - incredible.

 

[Mudball]

I use mine every day, anywhere that accepts visa or contactless. As it's essentially pre paid you can only spend what you have available so a great way to budget.

Only small thing is you can only withdraw £200 per month before you then get charged for further physical cash withdrawals.

Btw I m assuming you are talking about a physical card that order. So I need to get those guys to order physical cards rather than just the app .. right

 

[Deleted member 18121]

Btw I m assuming you are talking about a physical card that order. So I need to get those guys to order physical cards rather than just the app .. right

You can have multiple cards all linked to 1 account - I think at £4.95 per card.

 

[Mudball]

You can have multiple cards all linked to 1 account - I think at £4.95 per card.

But won’t that be in my name rather than theirs? If they use a card with my name (without me present) it would be a fraud.