SwingsitlikeHogan
Major Champion
For me:
● Fine (within reason) to N/R (eg if you lose a ball near the end of a medal round)
● Not fine - not handing card in. (eg to save embarassment for a bad round, can't be bothered etc).
There is a difference!
I agree. If you complete your round you should really submit your card - even if it's a NR for whatever reason.