Claiming from a golf club

[Doh]

Ask your mortgage provider if you can take a break with your monthly payments. Good luck to you and your family, and remember you have to do what is right for you and your family.

 

[HomerJSimpson]

First things first, get yourself right. Given the facts provided I don't think there would be much of a claim against the club and you may have more joy via any golf insurance you may have (always worth getting). As others have said, speak to the utilities and the bank re the mortgage and look at SSP and benefits.