If you'd topped up it's your money and I'd expect to get it back.
That's a good.point,.when I left Canterbury I transferred bar credit to the pro.shop account and spent it there. Expensive but better than nothingI look at the card in the same way as a solicitor's Client Account, effectively it's my money that the club is holding on my behalf. However, if some of it is a bar levy, then that's part of my membership fee, and if I don't use it I lose it (or return to drink/eat it). We have competition winnings paid onto our card for use in the Pro Shop or the bar. If I left the club, as an amateur I couldn't have the money, but would be entitled to goods in lieu. If it's money I put on the card, to top it up, then I am perfectly entitled to get it back.
If there’s any chance you might consider re joining in the future there might be another advantage to Social Membership. A few left ours and came back. Social Membership meant no Joining Fee and, I think they were fast tracked through the waiting list, maybe unofficially.The other alternative is to stay at the club as a "social" member. No golf, but able to use the clubhouse facilities and attend social functions. That way, my club card balance would roll over into my new membership category and I wouldn't lose it.
Seems a sensible idea as the wife and I did attend the odd evening shindig, and Sunday lunch is quite tasty.
If there’s any chance you might consider re joining in the future there might be another advantage to Social Membership. A few left ours and came back. Social Membership meant no Joining Fee and, I think they were fast tracked through the waiting list, maybe unofficially.
Having said that I’d be cross that a refund isn’t an option for top ups!!