Three
Tour Rookie
Then why do a lot of score card holders come with cards printed like I just posted? Surely they are more likely to be correct ...
All comps I have played in with 3/4 handicaps work like this
The chart is showing you how to work out the allowance based on different formats.
If you use 3/4 for matchplay, the higher handicap receives 3/4 of the difference in playing handicaps.
The lady today should have received 4 shots as 5 × 3/4 = 3.75.
If it's .5 or .75 it's rounded up, so 3/4 of 6 is 4.5 which is 5.
If it's .25 it's rounded down.