pbrown7582
Money List Winner
I was always under the impression, perhaps wrongly that the handicap was worked out as follows.
add the three cards to the par of the course.
Divide this by 4, then take the par away. The figure left is your handicap.
In your case, 103 +99+93+70=365÷4=91.25-70= 21.25
See the link in post #7
I always assumed you should always be near your handicap.
How many rounds, say out of 10, do people play to their handicap?
3-4 comps round in buffer