Golf subscription insurance

[chellie]

Can anyone point me in the direction of an insurer who will cover golf subs being reimbursed if you are no longer able to play golf due to illness, accident or death.

A quick search shows Golf Care only cover it if you have an accident on the golf course. Looks to be the same for England Golf's add on as well.

 

[D-S]

If it was death I feel certain that the club would reimburse them, mine certainly would.

 

[Billysboots]

Have you spoken to your club @chellie? I have had a couple of periods away from golf following surgery and my club has always happily suspended my monthly direct debit until I am playing again.

 

[chellie]

If it was death I feel certain that the club would reimburse them, mine certainly would.

Don't think ours do. I am awaiting confirmation.

 

[chellie]

Have you spoken to your club @chellie? I have had a couple of periods away from golf following surgery and my club has always happily suspended my monthly direct debit until I am playing again.

Ours are non refundable. Also an extra cost now if you want to pay by direct debit. Touch wood we don't need it but given how much it is now a year for the two of us I want cover. They also tell us to obtain cover but can't say where from

 

[Burnsey]

GolfPlan up to £8k, but no cover over 70 years old.

 

[clubchamp98]

Don't think ours do. I am awaiting confirmation.

I know ours dosnt.
We were told in the renewal email to ensure you have cover.

 

[chellie]

GolfPlan up to £8k, but no cover over 70 years old.

Thanks, off for a good read.

 

[chellie]

Don't think ours do. I am awaiting confirmation.

Confirmed no refunds on death either.

 

[KenL]

If it was death I feel certain that the club would reimburse them, mine certainly would.

My old club wouldn’t and I’m not sure many clubs do.

 

[clubchamp98]

It’s a buisness .
The T&Cs are there we just don’t read them.

 

[chellie]

It’s a buisness .
The T&Cs are there we just don’t read them.

Not always easy to find/clear/hidden away.

 

[CliveW]

GolfPlan up to £8k, but no cover over 70 years old.

Seconded.

 

[clubchamp98]

GolfPlan up to £8k, but no cover over 70 years old.

Thought Agesim was illegal

 

[KenL]

Thought Agesim was illegal

It seems to be fine at golf clubs in terms of fees paid by different age groups.

 

[clubchamp98]

It seems to be fine at golf clubs in terms of fees paid by different age groups.

There’s a few laws that don’t seem to count in golf clubs !

 

[D-S]

I guess costs of this type of insurance for over 70 year olds are going to be prohibitively high so no point in offering it. A bit like life insurance for 90 year olds.

 

[Backache]

Is it actually a useful form of insurance to have?
If I can't play golf I'm not actually expending more money, just not using money spent.
If your income reduces due to illness insurance is available though it isn't necessarily cheap.

 

[Deleted member 36735]

Over the past handful of years, such as probably for about 3 months now, plus 3 months last winter, I was paying for membership that I wasn't using/couldn't use so I feel the pain.

Unfortunately, we don't sign up to a monthly membership, we commit to an annual membership from the re-joining date but just happen to pay for that monthly. Subtle difference.

 

[Crazyface]

Until you see what damage a golf ball can do, you don't think about this. A bloke at my place got hit directly in the eye this year. Ended up in hospital. Emergency operation. Amazingly, stupidly in my opinion, he was back playing almost immediately. Big patch over the damaged eye. He plays for the senior team I'm in. I'm not 100% sure of his current situation, he is still playing with a patch on. I think he can just about see out of it, very blurred, but that's as good as it is going to get. So, for anyone who's wondering about insurance, get covered!