Car Leasing

[stokie_93]

I'm looking at getting a new car and for the prices quoted I can't look past leasing one. The cost compared to normal garages is ludicrous!

Has anyone has any experience with car leasing (personal not business) and who have you used for it?

Looking at getting a Ford Fiesta Zetec S for anyone interested! :thup::clap:

 

[Aztecs27]

If you're not fussed about owning it, then it's definitely a viable option! Same as PCP schemes...You're never really going to pay the balloon payment at the end, so you just upgrade to a shiny new one....we're currently looking at this with a Lexus NX. as we can get a brand new "Luxury" model (which has all the toys you'd ever need and none of the pointless ones like touch pad mouse and heads up display) for a relatively low price (helps that my dad works for Lexus and can immediately get a nice chunk of discount off the car anyway!)

I don't think Lexus offer personal leasing, but if they did I'd probably be jumping on that bandwagon!

 

[stokie_93]

If you're not fussed about owning it, then it's definitely a viable option! Same as PCP schemes...You're never really going to pay the balloon payment at the end, so you just upgrade to a shiny new one....we're currently looking at this with a Lexus NX. as we can get a brand new "Luxury" model (which has all the toys you'd ever need and none of the pointless ones like touch pad mouse and heads up display) for a relatively low price (helps that my dad works for Lexus and can immediately get a nice chunk of discount off the car anyway!)

I don't think Lexus offer personal leasing, but if they did I'd probably be jumping on that bandwagon!

it just makes a lot more sense mate - don't see the need to own it myself! Really don't see much of a difference.

The one i've been looking at gives me plenty enough miles to do what I need to do also!

It's about £100 cheaper a month too which always helps!

 

[Deleted Member 1156]

Leasing can be a very good option but don't forget to look at the total cost rather than just the monthly payments. I've seen some excellent looking deals that have a hefty up front payment that you have to factor in :thup:

 

[stokie_93]

Leasing can be a very good option but don't forget to look at the total cost rather than just the monthly payments. I've seen some excellent looking deals that have a hefty up front payment that you have to factor in :thup:

Aye I know matey, I own a car at the moment so got a couple of thousand there. :thup:

 

[Lord Tyrion]

We lease through work and frankly it is a joy. No slimy car salesmen, no worrying about depreciation. You know what you have to pay each month and at the end of that period you hand the keys back and start again with a new one. I have a Volvo XC60 at the moment, a car I could never afford to buy outright but Volvo were supporting the lease deals when I was looking so bingo, I'll have one of those please. Personal lease, company lease, doesn't really matter, same difference.

On D4S point. A lot of headline deals have 6 months up front. We always go 3 months up front. It sounds as though you are wise to that though.

 

[stokie_93]

We lease through work and frankly it is a joy. No slimy car salesmen, no worrying about depreciation. You know what you have to pay each month and at the end of that period you hand the keys back and start again with a new one. I have a Volvo XC60 at the moment, a car I could never afford to buy outright but Volvo were supporting the lease deals when I was looking so bingo, I'll have one of those please. Personal lease, company lease, doesn't really matter, same difference.

On D4S point. A lot of headline deals have 6 months up front. We always go 3 months up front. It sounds as though you are wise to that though.

beautiful car, wish my budget would stretch that far!

I think i'm going to ask my manager if there is an option for me to go on a business lease - can save a lot of money that way!

On the Volvo regards, my uncle has the Volvo V40 D4 (R Design I think), it is the most stunning car i've been inside! Also scarily fast!!

 

[kerber0s1983]

I've just taken a Nissan X trail on personal lease from Nationwide Vehicle Contracts - after years of company cars, etc. I've had this one a couple of months and this is my 2nd lease with them

Couldnt fault them or leasing in general, delivered quickly and the pull for me for leasing over a PCP from a garage was there was a lot less to pay up front (1k as opposed to 5k, if i went to Nissan) plus road tax and servicing all in - no hassle

I wont be buying another car again, will carry on leasing

 

[stokie_93]

I've just taken a Nissan X trail on personal lease from Nationwide Vehicle Contracts - after years of company cars, etc. I've had this one a couple of months and this is my 2nd lease with them

Couldnt fault them or leasing in general, delivered quickly and the pull for me for leasing over a PCP from a garage was there was a lot less to pay up front (1k as opposed to 5k, if i went to Nissan) plus road tax and servicing all in - no hassle

I wont be buying another car again, will carry on leasing

just had a quick look at these, some excellent prices! Really good price on a Seat Ibiza on there which looks nice!

Thanks for the review i'll definitely keep them in mind.

 

[kerber0s1983]

just had a quick look at these, some excellent prices! Really good price on a Seat Ibiza on there which looks nice!

Thanks for the review i'll definitely keep them in mind.

No worries - enjoy the search for a car!

I did get a lot of odd looks from main dealers when walking in and going straight to the boot and asking if i could put my clubs in to see if they fitted, only to walk straight out if they didn't without taking brochures etc

 

[stokie_93]

No worries - enjoy the search for a car!

I did get a lot of odd looks from main dealers when walking in and going straight to the boot and asking if i could put my clubs in to see if they fitted, only to walk straight out if they didn't without taking brochures etc

there's always the back seat

 

[Lord Tyrion]

I always take two sets of clubs with me into a showroom when I am down to a short list. Mine and my sons. If they don't fit in then the car is of no use. When my kids were small I would take their pram in. You don't want to find out after you have picked it up for 2/3 years that it can not do what you need it for. I stopped worrying about the thoughts of dealers/car salesman a long time ago.

Don't discount Volvo's. I'm on to my third now. Not because I am brand loyal but they always do cracking lease deals. If there is one you fancy then bang an email off. Nothing lost and you may be pleasantly surprised.

 

[butchercd]

Leasing can be a very good option but don't forget to look at the total cost rather than just the monthly payments. I've seen some excellent looking deals that have a hefty up front payment that you have to factor in :thup:

Exactly this, add the up front cost to get a true monthly cost. Its also worth shopping around, BMW for instance are doing deals with 1 month upfront, so you can pick up a 1 Series at the moment for £249 upfront and £249 a month which is quite reasonable

 

[kerber0s1983]

there's always the back seat

I'm away with work a lot and try to get a round in the evenings wherever i am when away, so don't want them on show

 

[Aztecs27]

I've just taken a Nissan X trail on personal lease from Nationwide Vehicle Contracts - after years of company cars, etc. I've had this one a couple of months and this is my 2nd lease with them

Couldnt fault them or leasing in general, delivered quickly and the pull for me for leasing over a PCP from a garage was there was a lot less to pay up front (1k as opposed to 5k, if i went to Nissan) plus road tax and servicing all in - no hassle

I wont be buying another car again, will carry on leasing

Thanks for this!

I guess the only thing for me is that I have to find the up-front chunk of money every 2-3-4 years or however long the lease is...but I'm seriously considering this now as I'm pretty sure the exhaust is going to fall of on my Mondeo shortly, so need to get something sorted soonish! Will take a look at Nationwide! cheers!

 

[gripitripit]

I've just taken a Nissan X trail on personal lease from Nationwide Vehicle Contracts - after years of company cars, etc. I've had this one a couple of months and this is my 2nd lease with them

Couldnt fault them or leasing in general, delivered quickly and the pull for me for leasing over a PCP from a garage was there was a lot less to pay up front (1k as opposed to 5k, if i went to Nissan) plus road tax and servicing all in - no hassle

I wont be buying another car again, will carry on leasing

I lease through them also and cannot complain. A good company IMO and would highly recommend.

 

[gripitripit]

Volvo are doing good deals at the mo with a 1 month up-front payment.
259 a month for 4 years including all maintenance is a cracker. Limited to 8k a year though.

 

[Aztecs27]

Volvo are doing good deals at the mo with a 1 month up-front payment.
259 a month for 4 years including all maintenance is a cracker. Limited to 8k a year though.

That's my problem (as I'll be going personal lease) - I need 15k a year so everything is a bit more expensive.

Just checked Nationwide for X-Trails and an n-tec model which is one below their top spec on a 4 year lease can be had for just under £300 a month (probably a bit more than that with a maintenance plan), which is great.

Fuel economy looks average though from what I can tell.

kerber0s1983 what fuel consumption do you get from yours?

 

[Lord Tyrion]

I like the look of an X-Trail but they are a big car for a 1.6d engine. That engine is not half going to have to work hard to shift that car. Fine in Norfolk but you are in the West Country, plenty of hills there for it to be working hard on.

 

[kerber0s1983]

I get on average about 45-47 a gallon but that is all on fairly short single carriageway/town driving.

When its on motorways etc i usally get 50-51 to the gallon.

Its fine for being a 1.6 around here, as not really hilly at all, so dont know about that.

I've got the ntec 4WD 7 seat.

I think from memory adding the maintenance was about 50quid a month.