Things I have never owned

[CliveW]

I can't believe no one has picked up on this one. Based on your many posts I'm imagining you have been back and forth to the USA on many occasions. That means flights, hotels etc. I'm guessing many expenses claims as well? You have done all of that without a credit card?

Like me, just use a debit card.

 

[Lord Tyrion]

All on a debit card. Never owned a bona-fide credit card in my life.

That's a big wow for me. Credit cards gave, still do, massive protection to the consumer in terms of consumer protection and fraud. There is also the convenience and control over costs when you are away on holiday, abroad with work etc. For someone who does a lot of travel, I'm making big assumptions there, I find that a huge surprise.

I don't know whether to applaud or be worried for you but either way that is a standout one for me ?

 

[CliveW]

Two years ago I applied for a credit card from my bank, with whom I have banked with for over 50 years.. They refused because I have no regular income, have never borrowed and always been in credit. Having said that, I also had an investment portfolio with them worth a considerable sum. Needless to say, I no longer bank with them!

 

[BubbaP]

A denim or leather jacket

 

[ScienceBoy]

What about before you were married?

I don’t recall that time, a memory I can’t quite figure out the details of.

How much free time did I have? What did I do with it? How did I mange to do more than one thing in a day?

 

[jim8flog]

I can't believe no one has picked up on this one. Based on your many posts I'm imagining you have been back and forth to the USA on many occasions. That means flights, hotels etc. I'm guessing many expenses claims as well? You have done all of that without a credit card?

He uses another persons

 

[PJ87]

That's a big wow for me. Credit cards gave, still do, massive protection to the consumer in terms of consumer protection and fraud. There is also the convenience and control over costs when you are away on holiday, abroad with work etc. For someone who does a lot of travel, I'm making big assumptions there, I find that a huge surprise.

I don't know whether to applaud or be worried for you but either way that is a standout one for me ?

Lot of people I know were told never get one because of getting into debt

I was encouraged to get one. Built up a rating by using the card then pay off

Everything I buy goes on the card for protection and points.. transferred from bank 5 mins later

 

[2blue]

Lot of people I know were told never get one because of getting into debt

I was encouraged to get one. Built up a rating by using the card then pay off

Everything I buy goes on the card for protection and points.. transferred from bank 5 mins later

What I taught my daughter..... get a card pay off each month, build a credit rating & follow Martin Lewis ??

 

[Val]

I have never owned a helicopter

 

[PhilTheFragger]

I have never owned a handicap lower than 18.4

?

 

[HomerJSimpson]

I have never owned a handicap lower than 18.4

?

But you will

 

[Imurg]

But you will

 

[HomerJSimpson]

View attachment 30443

18.3 - 2020 Year of the Frag

 

[sunshine]

That's a big wow for me. Credit cards gave, still do, massive protection to the consumer in terms of consumer protection and fraud. There is also the convenience and control over costs when you are away on holiday, abroad with work etc. For someone who does a lot of travel, I'm making big assumptions there, I find that a huge surprise.

I don't know whether to applaud or be worried for you but either way that is a standout one for me ?

If you don’t travel much or have business expenses then many people wouldn’t really see the need for a credit card.

Personally I couldn’t live without free credit. All my expenditure goes on the card.

 

[fundy]

But you will

good to see someone with some mod love still left

 

[Bunkermagnet]

An iPhone...of any model.

 

[JustOne]

18.3 - 2020 Year of the Frag

The year golf courses are closed! Handy

 

[harpo_72]

I have never owned the ability to do “small talk”

 

[HomerJSimpson]

The year golf courses are closed! Handy

On the plus side though he can't get any worse

 

[spongebob59]

A dirty diesel