CheltenhamHacker
Journeyman Pro
Sell your old clubs for cash
Tell HID that you have had your old clubs stolen
(optional get a mate to dress up as a copper or even better contact that bloke you knew from school who became a copper via facebook to take 'your statement')
Phone a mate but pretend it is the insurance company and get increasingly angry until you slam the phone down.
Tell the missus the insurance company will only give you a small amount (strangely enough exactly what you sold your old clubs for).
Mope around for a few days muttering about the villainy of the local criminal element and cupidity of insurance companies. Occasionally stare in the distance with moisture in your eyes while talking softly of all those happy memories lost forever. Repeat until she suggests buying new clubs to cheer you up.
Piece of cake
Hahaha that's brilliant. Would love to see someone go to that much effort!