Mudball
Assistant Pro
How are they as a digital/online bank ... i do most of my banking online. I dont use the natwest app. I am always apprehensive about apps (thank God i dont work in tech)
Suddenly the unbanked!!
- Thread starter Mudball
- Start date
rulefan
Tour Winner
Great. I've only been into a branch once in over 8 years. Website very easy to navigate.
PS. No CC charges overseas
I don't have experience of HSBC but FD seems to run without any interference from their big brother. No issues with them from my end.
Orikoru
Tour Winner
I've been with HSBC since I was 14 years old and they've always been perfect.
Mudball
Assistant Pro
apparently best bank if you want to launder some money...
Mudball
Assistant Pro
does NW give credit cards as part of their regualr bank FlexPlus.. or do you pay a separate fee for it?
IanM
Journeyman Pro
- Joined
- May 18, 2009
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- 12,954
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- Monmouthshire, UK via Guildford!
rulefan
Tour Winner
No fee for the Member CC.
PS. There is a £13pm fee for the FlexPlus current account which gives you all the bells
Worldwide travel insurance cover for your family
Family phone insurance.
Vehicle breakdown cover in the UK and the rest of Europe
There are no Nationwide charges for using your card abroad or in a non-sterling currency.
But there are two other free current accounts. One on-line only (with interest).
Last edited:
spongebob59
Journeyman Pro
There's a small charge for the flex plus ac count isn't there ?
Mudball
Assistant Pro
rulefan
Tour Winner
Too slow with my edit
PJ87
Journeyman Pro
Have to admit it's paranoia about this stuff happening that I've got about 4 bank accounts (current accounts) I use them for golf, living , bills and joint but the idea is if this ever happened I can move to one of the others.
Maybe something to consider having a second one just incase
PJ87
Journeyman Pro
Me and the wife have a joint account flex plus for all the insurances .. made £100 off it last year for their fare share scheme
Neilds
Assistant Pro
Are these accounts as good value for money as they make out? Do you use all the things they offer or would it be cheaper to just get what you need from other providers?
rulefan
Tour Winner
Yes, my wife and I got £100 each.
PJ87
Journeyman Pro
Thing is £13 a month you can't argue with it really. Provides mobile insurance for both my wife and I (plus any phone in the house, when kids get older .. sorted)
Covers us with the AA I think ATM anyways brake down cover for both of us in any car we travel in, not just our cars
Covers the whole family in world wide travel insurance
Just takes a lot of effort out of having to sort them every year or month
Have used the aa one years ago with a different bank to get me moving on a flat tyre in a snow storm , very useful
Plus when we got a mortgage they gave us a 4 year fix for the price of a 3 year fix (as in rate)
Not bad for £156 a year
Fade and Die
Medal Winner
Most other countries pay for their current accounts even if they are in credit, I expect that to become the norm over here. Banks will look to phase out “free” banking.
@Mudball did the bank offer you a paid for bank account?
@Mudball did the bank offer you a paid for bank account?
PJ87
Journeyman Pro
Nationwide have a fare share scheme. As members you get a payout of profits
For years it's been nothing
But past 2 years I've got £200, £100 for each current account I've had with them
Mudball
Assistant Pro
I already pay now.. but i get it back.
I cant remember, but i used to pay £3 every month, but due to a % cashback, i would get about £10 back
but couple of months ago i upgraded to their black account and was still beating their £13 fees. plus access to insurance, airport dragon pass etc
