D
Deleted member 15344
Guest
no but surely you are to tell them that you have been caught speeding
Nope - don't have to
Only time you need to tell the insurance company is if you have acquired points on your license
no but surely you are to tell them that you have been caught speeding
I got done last year, on the way to a forum meet, and was 1 mph too fast for the awareness course, I thought that is was strange that the faster you drive the less that a speed awareness course is deemed relevant by the authorities ?
Christ. The last time that happened it was a lot more expensive.... in Amsterdam. 50 euros and it only lasted 15 minutes.
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:rofl:Christ. The last time that happened it was a lot more expensive.... in Amsterdam. 50 euros and it only lasted 15 minutes.
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I got done last year, on the way to a forum meet, and was 1 mph too fast for the awareness course, I thought that is was strange that the faster you drive the less that a speed awareness course is deemed relevant by the authorities ?
great point that. I got hit with 3 points here and I now drive like a granny. I cant afford the insurance hike as it is now!
Well, got to be honest, I found it very, very interesting and am glad that I went on it now.
Some surprising stuff, especially regarding stopping distances. It's amazing what a difference just a few miles per hour makes to your impact speed. Seriously thought provoking.
A lot of it is just "common sense" but it's worrying how much we tend to forget over the years either through complacency or "bravado".
No "horrific" videos to watch, but we did see some that really do make you stop and think.
I came away thinking that it was well worth it, and honestly think I have learnt something from it.
I'm not going to say I will never get stopped for speeding again, but it really has made me think a bit more about the consequences of my actions.
And it's a funny old thing about points on licences and how it affects insurance premiums.
When I was riding my motorbike, I picked up 3 points and informed my insurance company. They assured me that it wouldn't make any difference whatsoever, even stating that 6 points would be ok. Over that and they would penalise me.
And apparently, Admiral (and their associated companies) are the only insurance company that ask if you have been on a speed awareness course. Others are only interested in the points.
If you are asked whether you have been on one or not you have to tell them you have. Because at claim time they will find out.
If your insurance company just ask whether you have any points for speeding you don't have to declare you have been on a course.
we are with Admiral (multicar) and I went on a speed awareness course last year, no points, thought that was the end of it. did the insurance renewal at xmas as normal and a couple of weeks later got an email to say that i had "overlooked" the speed awareness course and as a result I had £105 added onto my premium.
We still use them as its cheaper for the kids cars, but it shows that the insurance companies have the ability to check police records and I think that other companies will follow suit.
I was with 'Bell' who are part of the Admiral group and had to declare a speed awareness course. My premium went up by approx £85. As far as I am aware they are the only Insurance group doing this but could be wrong.
Really looking forward to it.
Choices were £100.00 fine and 3 points or the above.
4 hours of bliss.
You are under no obligation to tell insurance companies you have been on an awareness course