Retirement

Hobbit said:
I didn’t get finished doing nothing yesterday, forcing me to try and complete doing nothing today… :sleep: :ROFLMAO:
Click to expand...
How do the words of the song go…something like…

I’m busy doing nothing…working the whole day through;
Trying to find lots of things not to do.

Oh yes.
 
irip said:
Being retired for me is harder than when I worked.
Trying to fit everything we want to do in with everything the family want us to do takes a lot of organising.

Fortunately the wife is brilliant at this and it all gets put on the wall planner it’s like a military operation. 😂
Click to expand...
They say "Google is your friend" but in retirement, the wall hanging calender in the kitchen is your "Best friend".
 
irip said:
Being retired for me is harder than when I worked.
Trying to fit everything we want to do in with everything the family want us to do takes a lot of organising.
Click to expand...
Altogether, everybody still working, violins and hankies at the ready.....
"Dont go breaking my heart.."
🤣
 
Not sure if this is the correct thread but I am trying to understand the impact of the new state pension.
I understand that if you were paying in prior to 2016 you have aadjustment or protected pot.
I am also reading that if your spouse passes before retirement you will no longer have a percentage of their contributions made during their employment.
But I cannot cut through the jargon to get clarity.. could anybody with first hand experience help?
 
harpo_72 said:
Not sure if this is the correct thread but I am trying to understand the impact of the new state pension.
I understand that if you were paying in prior to 2016 you have aadjustment or protected pot.
I am also reading that if your spouse passes before retirement you will no longer have a percentage of their contributions made during their employment.
But I cannot cut through the jargon to get clarity.. could anybody with first hand experience help?
Click to expand...
My layman’s understanding is that the new state pension is an individual pension that is independent of your marital status, widowed, married or single.
 
NearHull said:
My layman’s understanding is that the new state pension is an individual pension that is independent of your marital status, widowed, married or single.
Click to expand...
Yes that’s my understanding as well. But there is something about contributions prior to 2016 and protected pots ..
Both of us have contributed, I think I am complete but she has another few years.
The point is should we bother paying NI contributions going forward or seek a method of stepping out of the system.
I had considered that I would work in the Middle East after my contribution requirements were met.
 
72 days and counting. It's feeling quite weird now. As I've said before, this role was quite new and has been molded around me for the last 17 years. It's as near as you can be to owning your own business without actually being the owner. I am getting to the stage where I am getting to "the last of"....
  • The last presentation / talk I'll give
  • The last exhibition I'll attend
  • The last equipment commissioning I'll do
  • The last, the last......
I have plans about what to do once I retire, so I won't vegitate, but it's harder letting go than I thought, although I am trying to hand over as much as I can to my replacement.
The thing about this job is that it has been frustrating, exsparating, annoying and stressful. But I've really enjoyed it. It's given me such a mix of sales, marketing, technical, customer facing, etc. I've really been very lucky, which is why I guess it's so hard to know I'll be finishing soon.
I've worked for over 50 years. Quite a change.

As I said on the Dementia thread. This forum is great for just talking about things.
 
Robster59 said:
72 days and counting. It's feeling quite weird now. As I've said before, this role was quite new and has been molded around me for the last 17 years. It's as near as you can be to owning your own business without actually being the owner. I am getting to the stage where I am getting to "the last of"....
  • The last presentation / talk I'll give
  • The last exhibition I'll attend
  • The last equipment commissioning I'll do
  • The last, the last......
I have plans about what to do once I retire, so I won't vegitate, but it's harder letting go than I thought, although I am trying to hand over as much as I can to my replacement.
The thing about this job is that it has been frustrating, exsparating, annoying and stressful. But I've really enjoyed it. It's given me such a mix of sales, marketing, technical, customer facing, etc. I've really been very lucky, which is why I guess it's so hard to know I'll be finishing soon.
I've worked for over 50 years. Quite a change.

As I said on the Dementia thread. This forum is great for just talking about things.
Click to expand...
Having been retired for 10 years, the biggest struggle was the winter months. Get through them and the rest is a breeze.
Get things put down on the calendar.
 
Robster59 said:
72 days and counting. It's feeling quite weird now. As I've said before, this role was quite new and has been molded around me for the last 17 years. It's as near as you can be to owning your own business without actually being the owner. I am getting to the stage where I am getting to "the last of"....
  • The last presentation / talk I'll give
  • The last exhibition I'll attend
  • The last equipment commissioning I'll do
  • The last, the last......
I have plans about what to do once I retire, so I won't vegitate, but it's harder letting go than I thought, although I am trying to hand over as much as I can to my replacement.
The thing about this job is that it has been frustrating, exsparating, annoying and stressful. But I've really enjoyed it. It's given me such a mix of sales, marketing, technical, customer facing, etc. I've really been very lucky, which is why I guess it's so hard to know I'll be finishing soon.
I've worked for over 50 years. Quite a change.

As I said on the Dementia thread. This forum is great for just talking about things.
Click to expand...
I promise within 2 weeks you will wonder how you got the time to go to work.
I think my favourite thing is just being able to go places that are mega busy at weekends whenever suits us during the week and it being quiet.
You will also discover loads of places you didn’t know existed,from little coffee shops to nice quiet places to go for a walk.
 
irip said:
I promise within 2 weeks you will wonder how you got the time to go to work.
I think my favourite thing is just being able to go places that are mega busy at weekends whenever suits us during the week and it being quiet.
You will also discover loads of places you didn’t know existed,from little coffee shops to nice quiet places to go for a walk.
Click to expand...
Thanks. I'm only working 3 days a week now so I have that on Thursday/Friday and I know that I am not irreplaceable. The business will go on when I am not there. As I walk up the stairs to my home office Mon-Wed, I do feel that I am ready for it, and I come down the stairs in the evening, I say to my missus, I am glad I'm leaving because ...........
But when you have spent 75% of your life working, it just feels odd.
 
Robster59 said:
72 days and counting. It's feeling quite weird now. As I've said before, this role was quite new and has been molded around me for the last 17 years. It's as near as you can be to owning your own business without actually being the owner. I am getting to the stage where I am getting to "the last of"....
  • The last presentation / talk I'll give
  • The last exhibition I'll attend
  • The last equipment commissioning I'll do
  • The last, the last......
I have plans about what to do once I retire, so I won't vegitate, but it's harder letting go than I thought, although I am trying to hand over as much as I can to my replacement.
The thing about this job is that it has been frustrating, exsparating, annoying and stressful. But I've really enjoyed it. It's given me such a mix of sales, marketing, technical, customer facing, etc. I've really been very lucky, which is why I guess it's so hard to know I'll be finishing soon.
I've worked for over 50 years. Quite a change.

As I said on the Dementia thread. This forum is great for just talking about things.
Click to expand...

I was happily retired for 3 months before I had a few weeks of the itch to go back. I asked myself one question, could I do 40-60 hours week after week? No.

Round about that time the boss offered me 6 weeks in the US to close off a project. That was an easy no! Even assuming it launched on time, there’d be the post-launch, follow the sun support. Definitely no.

Did the odd few hours reviewing CV’s for them and some general advice on recruitment. It was enough for me. Probably get the odd query a couple of times a year but they’re no more than 15 minutes on the phone. Nice to feel wanted but I don’t miss it.

Just coming up to 8 years retired, and loving it.

As soon as you start into your bucket list you’ll wonder where you’ll find the time.
 
Robster59 said:
72 days and counting. It's feeling quite weird now. As I've said before, this role was quite new and has been molded around me for the last 17 years. It's as near as you can be to owning your own business without actually being the owner. I am getting to the stage where I am getting to "the last of"....
  • The last presentation / talk I'll give
  • The last exhibition I'll attend
  • The last equipment commissioning I'll do
  • The last, the last......
I have plans about what to do once I retire, so I won't vegitate, but it's harder letting go than I thought, although I am trying to hand over as much as I can to my replacement.
The thing about this job is that it has been frustrating, exsparating, annoying and stressful. But I've really enjoyed it. It's given me such a mix of sales, marketing, technical, customer facing, etc. I've really been very lucky, which is why I guess it's so hard to know I'll be finishing soon.
I've worked for over 50 years. Quite a change.

As I said on the Dementia thread. This forum is great for just talking about things.
Click to expand...
I loved my job and never, ever regarded it as stressful - until about a month after retirement. Then, I realised how much I took work home and worked for an "hour or two" on my PC most nights without regarding it as work.
17 years back, after 35 years of a job I did enjoy and am grateful for in retirement, but I now regard my life as "Old Testament" and "New Testament" and the New makes me appreciate being alive, being healthy and having had grandchildren for a decade.
 
The other good thing you find with retirement is how many deals you get when your time is your own.
We are going to Bournemouth next week for a couple of nights, spa hotel with breakfast £50 a night for 2 of us.
(Some loyalty thing with booking.com)
It’s cheaper than being at home 😂.
 
irip said:
The other good thing you find with retirement is how many deals you get when your time is your own.
We are going to Bournemouth next week for a couple of nights, spa hotel with breakfast £50 a night for 2 of us.
(Some loyalty thing with booking.com)
It’s cheaper than being at home 😂.
Click to expand...
My wife subscribes to a few holiday sites that offer these types of deals. Drives me mad as we are currently not retired and so can not take advantage. When time is our own.......we will be all over them 😊
 
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