Hi sorry about this late update. My handicap is 16.3. Today I played in my 1st comp. I signed in to the computer at the club before the round and it said 16.3 handicap, but then said I have 17. Whilst I had a bad day I still scored 37 points (9 in the last 3 holes). The guys I played with named me Bandito. Having stopped playing in 2007 and not touching a golf club till begining of November I think I’ve done ok. I’m hoping to get back down to 5 by this time next year. Wish me luck.