I bought today.....

PJ87 said:
How many tabs does it have tho?? I have about 15 sheets in my master plan lol 🤣
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I dare not say :unsure:

Must admit, since having a spends only account, I have relaxed somewhat.

Bill amounts are not fixed, but they do tend to average, so although a Standing Order works for some, I prefer a manual transfer into the bill accounts.

As I say, reducing that to one and I've effectively got two accounts. Well, plus the travel account, Euro account, credit card accounts 🤣🤣🤣🤣🤣
 
Interesting diversion from I bought today!!

We have separate current accounts, both earn similar amounts, I pay for the mortgage, wife pays for bills, leaves us with similar surplus income.

In my younger days I got myself into financial strife, running out of money a week or so before pay day, having to spend on CCs and overdraft. Managed to sort myself out, the way I did that was having a spreadsheet for income and outgoings and 2 current accounts, 1 for bills, 1 for spending. On pay day I update it, what ever’s left gets transferred to various savings (rainy day, golf obviously, holidays etc) and then the rest to another current account as my spending money for the month. Update the spreadsheet every few days, it’s correct to the penny!
 
timd77 said:
Interesting diversion from I bought today!!

We have separate current accounts, both earn similar amounts, I pay for the mortgage, wife pays for bills, leaves us with similar surplus income.

In my younger days I got myself into financial strife, running out of money a week or so before pay day, having to spend on CCs and overdraft. Managed to sort myself out, the way I did that was having a spreadsheet for income and outgoings and 2 current accounts, 1 for bills, 1 for spending. On pay day I update it, what ever’s left gets transferred to various savings (rainy day, golf obviously, holidays etc) and then the rest to another current account as my spending money for the month. Update the spreadsheet every few days, it’s correct to the penny!
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Do you also download your bank statements every morning and upload it into your system to reconcile your transactions?
 
Burnsey said:
I had a few accounts and whittled it down :LOL:

To be fair, this year, I will pop all the DD's over to one account and then would say that's normal. I just had the accounts, they've been operating for some time and with autorenew, plus laziness to swap over, just always had two bill accounts. More evolved than planned.

Transfer a sum over from business to personal - currently two, but no big deal - then ignore those accounts for the month. Repeat 11 more times each year.

Spends account is spends account - when it's gone it's gone.

Savings account isn't unusual I would have thought?

Shall we discuss the spreadsheet I use and enter every single transaction as it happens :oops:
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This is only half the story. I assume you also maintain a balance sheet?
 
Haven't quite yet hit buy, but very very very tempted to match up the shaft in my 4 wood with the Evenflow riptide CB in my driver. there are a few dotted around online on the various second hand spots.

Maybe a little christmas present to myself!
 
Oops 🤣

Even though I am delighted with my Vessel Player V bag, it is heavy and as much as I use a trolly, I am starting the New Year with a drive to drop the final half stone of my weight loss target and therefore that involves a carry bag (obviously).

Ordered the Player Air in white (Player V is black) and went for the 14 way divider this time instead of the 6 way.

Happy Boxing Day to me :giggle:
 
Burnsey said:
Oops 🤣

Even though I am delighted with my Vessel Player V bag, it is heavy and as much as I use a trolly, I am starting the New Year with a drive to drop the final half stone of my weight loss target and therefore that involves a carry bag (obviously).

Ordered the Player Air in white (Player V is black) and went for the 14 way divider this time instead of the 6 way.

Happy Boxing Day to me :giggle:
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Congrats. You just lost 375 pounds, never mind 7 pounds! 🤣🤣🤣
 
A Shot Scope X5 watch with my Christmas vouchers, plus a couple of gloves.

Then, bored so online and couldn't resist a cheap Milssey rangefinder for my practice bag, a new towel and a couple of cool ball markers/pitch mark repairers.

Basically, I want my two bags set up, so I don't have to swap and change everything across every time.
 
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Burnsey said:
A Shot Scope X5 watch with my Christmas vouchers, plus a couple of gloves.

Then, bored so online and couldn't resist a cheap Milssey rangefinder for my practice bag, a new towel and a couple of cool ball markers/pitch mark repairers.

Basically, I want my two bags set up, so I don't have to swap and change everything across every time.
Click to expand...

Lol 😂 love this! Are they same clubs twice or?
 
Burnsey said:
That’s a task for 2025 :LOL:

Have to swap clubs across, but the pocket contents are identical.

Certified weirdo…
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Living the dream tho .. imagine owning a holiday home and having a set of clubs here identical to the set of clubs there

I know someone who lives in Ireland and works here. He stays with his parents when over and his old clubs live here
 
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