3/4 handicap?

hovis

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Just a quick one......

My pp's handicap is 15.4. Does the calculation include the . 4 or is it calculated off 15 flat?
 

hovis

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Many thanks. He was saying he should be off 12 as three quarters of 15.4 is. 11.55 rounded upto 12.

I thought 11 too!
 
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