Mudball
Assistant Pro
You are upping the ante -you'll never pay half in tax.
I think you're numbers are wrong In 2020 tax year you can earn £50k before paying 40%. (£7.5k a rate of ~15% tax) If it changes and you earn £60 you pay £12.5k tax. thus you 'tax' to the state is a net rate of 21% (Exc NI and pension allowance)
its getting there.. >150k and you are starting to touch the figures... esp if you start raiding pension contributions. If the state wants to pay me when i get old rather than make my own arrangements, then i ok