Would you change your vote if Labour had a stronger leader?

Not directly but there is lots they can do to affect the price. Individual householders have no choice, if they plan to buy another property they need to realise as much for their own place to compensate for the price of the new one.

Yes, see that. The point was in reply to a comment that suggested it was the Government that set house prices.
 
Yes, see that. The point was in reply to a comment that suggested it was the Government that set house prices.



So, why do politicians keep banging on about what they intend with regard to bringing a greater supply of affordable [hate that word] homes to the market... If you are the party of home ownership... Then do what's necessary to ensure to that happens...
 
The man I was hoping to be the next Mayor of London appears to be setting his sights a little higher... Hopefully, he can be persuaded London should remain his main target leaving party leadership for another time...


Good news for Londoners it would appear 'my man' has had a re-think and decided, at this time, not to seek to lead party...
 
So, why do politicians keep banging on about what they intend with regard to bringing a greater supply of affordable [hate that word] homes to the market... If you are the party of home ownership... Then do what's necessary to ensure to that happens...

Not sure what happens where you live but every time there is a housing development here it has a number of Affordable Homes, otherwise they don't get planning permission.
 
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Interesting question that has arisen from this election which i could probably ask myself. This probably only applies to those that agonised over their choice etc.

If you have voted Labour or Tory (AN other) because you always have and your great grandad did then this question isnt for you. :D

My vote was very tight between Labour and Conservative and i ended up siding with the Tories but i did struggle to split the two parties.

Had Labour had a more charismatic leader instead of Miliband that possibly may have swung it their way. Would it have made a difference for you??
I didn't vote Labour because I can't forgive them for nearly bankrupting the country under Blair and Brown. I was not impressed by Ed Milliband either. Was he really the best person they could have chosen? :rolleyes:
 
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I didn't vote Labour because I can't forgive them for nearly bankrupting the country under Blair and Brown.

Please explain how Labour nearly bankrupted the economy. I believe at the time when Osborne was around he backed their spending plans.
 
Not sure what happens where you live but every time there is a housing development here it has a number of Affordable Homes, otherwise they don't get planning permission.

Same happens here. Does anyone know how they stay affordable or once bought can you then re-sell those houses at market rate and make a tidy profit? They are not much use if they are only affordable once.
 
"Affordable" tends to refer to the rest of the development, and I'm not sure that all developments have to have them. I know the new builds up the road have 6 "affordable" homes. They start at £175k I think. The rest of the homes range from £200k - £600k. There is a small development round the corner that only has 12 homes on it and there are certainly no affordable homes on that one :D..
 
Same happens here. Does anyone know how they stay affordable or once bought can you then re-sell those houses at market rate and make a tidy profit? They are not much use if they are only affordable once.

I think you're referring to "social housing" which is not the same as "affordable housing". The former becomes the property of housing associations and is unlikely to ever be privately owned, the latter would be the property of the local authority and available for purchase under one of the assisted purchase schemes. Social housing is built to an agreed specification (often a higher spec than the private houses on the same estate) and usually tucked away in a corner of the development - certainly as far as possible from the 4/5 bed detached properties. You're right though, once the affordable house is sold it is then removed from the affordable market never to return.
 
I think you're referring to "social housing" which is not the same as "affordable housing". The former becomes the property of housing associations and is unlikely to ever be privately owned, the latter would be the property of the local authority and available for purchase under one of the assisted purchase schemes. Social housing is built to an agreed specification (often a higher spec than the private houses on the same estate) and usually tucked away in a corner of the development - certainly as far as possible from the 4/5 bed detached properties. You're right though, once the affordable house is sold it is then removed from the affordable market never to return.

You weren't paying attention to DC a few weeks ago when he announced that housing associations will be required to offer their stock for sale to the current occupants.
 
Please explain how Labour nearly bankrupted the economy. I believe at the time when Osborne was around he backed their spending plans.
By spending far more on Government expenditure than was coming in from taxation. Gordon Brown also sold a fair part of the UK Gold reserves at rock bottom prices. :mad:
 
From my experience of Housing Association tenants very few would ever be in a position to purchase the properties they live in.

Indeed - that's why they will be offered the housing at a sizeable discount.

BTW - how on earth did you manage to miss that pronouncement

http://www.theguardian.com/politics...o-right-to-buy-housing-association-properties

Housing Associations not happy

http://www.independent.co.uk/news/u...ll-off-homes-under-right-to-buy-10175492.html
 
Indeed - that's why they will be offered the housing at a sizeable discount.

BTW - how on earth did you manage to miss that pronouncement

http://www.theguardian.com/politics...o-right-to-buy-housing-association-properties

Housing Associations not happy

http://www.independent.co.uk/news/u...ll-off-homes-under-right-to-buy-10175492.html

I haven't bought a newspaper for 30+ years, and I certainly don't read party manifestos. I used to work in the house building industry, if I still did I probably would have kept up with the news.

Even with sizeable discounts a great number of housing association tenants would not be able to find a lender, and if they did they'd probably end up losing their homes through failure to make repayments. These houses may end up being sold relatively cheaply but they won't be free. For some people home ownership is not an ideal, it will be a shame if Housing Associations are forced out of business, I think they do a good job.
 
Many affordable houses they build allow people to purchase a percentage of the property value with options to increase the percentage they own in the future. Quite a good scheme.
 
Many affordable houses they build allow people to purchase a percentage of the property value with options to increase the percentage they own in the future. Quite a good scheme.
it is if you can afford to get the mortgage for the other 60% pay for that and your rent and running the property,housing associations should only be building high quality low rent houses,not everyone wishes to have a mill stone around their necks for 30+ years
 
it is if you can afford to get the mortgage for the other 60% pay for that and your rent and running the property,housing associations should only be building high quality low rent houses,not everyone wishes to have a mill stone around their necks for 30+ years

Yes, thats correct. However the discussion was more about people buying and selling houses.
 
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