Just a chat.............................................. ..............

As the country is going to hell in a handcart and we are in it a few thoughts on sorting out your affairs before we go ( and no, not those affairs! ).
My Dad died seven weeks ago aged 99 and a bit. His affairs are, by many standards, simple. One bank account: no cards one building society account:two stocks ISA and one cash ISA: one savings bond:four share holdings premium bonds. I have written dozens of letters and filled out form after form. So, spare a thought for your Executors before you go.
 
As the country is going to hell in a handcart and we are in it a few thoughts on sorting out your affairs before we go ( and no, not those affairs! ).
My Dad died seven weeks ago aged 99 and a bit. His affairs are, by many standards, simple. One bank account: no cards one building society account:two stocks ISA and one cash ISA: one savings bond:four share holdings premium bonds. I have written dozens of letters and filled out form after form. So, spare a thought for your Executors before you go.

Sorry about your dad.
Why didn't you get a lawyer to handle the estate? It makes it a lot simpler.
 
As I'm retired I have the time. I was thinking of those in work who do not have the time. One thing I have learnt is that it is better to be sole Executor as so much has to be passed back and forward with the other Executor/s. If a sole executor cannot manage they can get someone or a Solicitor to help although their costs can be high.
 
Why do I still get up to 10 calls a day regarding PPI. Surely everyone that is going to claim has done so by now
Not yet... It's on my to-do scroll! Not sure whether to use PPI firm and lose 25% or go it alone and send out letters myself. Too many other things to occupy my mi....

Car Tax. Hate it.
The influx of "Wiggy's" on the road who while looking the part in their budgie smuggling Lycra ride like drunks.
Green Fee's. HOW MUCH!?!
Homework. Ban it. Let kids have a quality of life outside school.
Smug golfers at the driving range. We're trying our best, lose the smug grin.
Open Doors Britain. Time to start taking stock & being selective.
Reality TV - since when has that trash been "reality"?

That'll do. :D
 
Homework. Ban it. Let kids have a quality of life outside school.

I'm having words with my son's school next week. He got an after school detention for failing a French test. How does failing something result in a detention??? Isn't that down to either the teaching or his capacity for learning? Surely that's not punishable??

yours sincerely
Annoyed!!
 
Why did nobody tell me to concentrate at school or I would end up in a boring job, working nights and working all over Christmas?

Oh, hang on!! Everybody told me that. I was just too stupid to listen....

Can you tell that my eldest has got to the point where he has stopped listening to me....
 
JustOne said:
He got an after school detention for failing a French test.
Some teachers just seem to want to dish out punishments instead of doing their job right. I've had a few issues with heavy handed bullies calling themselves teachers.

Funnily enough, my youngest has come home with a massive project to do over Christmas! A time when kids should be enjoying themselves and they expect them to take time away from their new toys and family to spend "A minimum of 4 hours" doing homework. The punishment if he doesn't do it is after school and lunch time detentions until it is completed to the teachers satisfaction.
 
Some teachers just seem to want to dish out punishments instead of doing their job right. I've had a few issues with heavy handed bullies calling themselves teachers.

Funnily enough, my youngest has come home with a massive project to do over Christmas! A time when kids should be enjoying themselves and they expect them to take time away from their new toys and family to spend "A minimum of 4 hours" doing homework. The punishment if he doesn't do it is after school and lunch time detentions until it is completed to the teachers satisfaction.

Why not?

It might set them up for the reality of working life.
 
It might set them up for the reality of working life.
A life of taking work home with them to do at night, sacrificing time with their family and developing their minds in other stimulating albeit possibly less academic areas like sports or music etc.?

I did plenty of hours "homework" during College and University, but that was in an area I was studying as a profession for a career I was interested in. At 10 years old, it's not necessary in my opinion.
 
A life of taking work home with them to do at night, sacrificing time with their family and developing their minds in other stimulating albeit possibly less academic areas like sports or music etc.?

I did plenty of hours "homework" during College and University, but that was in an area I was studying as a profession for a career I was interested in. At 10 years old, it's not necessary in my opinion.

I think it is necessary.
Not every kid can expect the school-university-nice 9 to 5 job. Sometimes it can get ugly, and the earlier the preparation for that the better.
 
I think it is necessary.
Not every kid can expect the school-university-nice 9 to 5 job. Sometimes it can get ugly, and the earlier the preparation for that the better.
At such a young age? Their personal time is routinely interrupted and for parents it's difficult to watch your kids working away on a pile of homework on a Saturday morning when the sun is shining (well, it's not raining anyway) and they could be out enjoying it, or you could all be out as a family.

I spend 1-2 hours a week working at home. As a family we spend over 12 hours a week with homework. Tomorrow, weather permitting my Sons and I were meant to be playing 9 holes. Instead none of us can go as my youngest has another 3 hours of homework to wade through which is due Tuesday. He also has a maths test to finish revising for. If he does not perform for these, he gets detention.

As well as helping them with the usual maths, history, geography topics I also have to help them overcome frustration, exhaustion, lack of time for other activities/friends, and loss of interest in school because there is no balance in their life.

I agree, young people should be prepared for the work environment and expectations, but not this way as it offers no reward whatsoever for children at this age.

Better to be a happy bin man than a miserable banker.
 
I think it is necessary.
Not every kid can expect the school-university-nice 9 to 5 job. Sometimes it can get ugly, and the earlier the preparation for that the better.

You're right Iain, maybe there's a chimney that needs sweeping. Or a cotton mill that needs labour........;)
 
I spend 1-2 hours a week working at home. As a family we spend over 12 hours a week with homework. Tomorrow, weather permitting my Sons and I were meant to be playing 9 holes. Instead none of us can go as my youngest has another 3 hours of homework to wade through which is due Tuesday. He also has a maths test to finish revising for. If he does not perform for these, he gets detention.

I think that kids should get SOME homework the problem is that his maths teacher gives him some then in his next lesson he gets some more and by the end of the day he's got 2hrs worth some times. 30min perhaps even 1hr of EASY homework for a 11yr old would be more than enough.... and they shouldn't get ANY on Fridays in my opinion... weekends are kid time (growing up) and family time.

When he got a detention after school I had to wait in the car with my little 'un who goes to school nearby as there was no point driving home and then all the way back to school again... what if I had to be at work 20mins later? Should I lose my job and then not have money to pay my mortgage because my son failed a French test at school?
 
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