munro007
Tour Rookie
Do you have it, if you do, what does it cover. Theft, accidental damage, etc. Or do you think you don't need it.
Golf Insurance. Yes or No
- Thread starter munro007
- Start date
I have it. Mainly for the personal liability but I tend to store my clubs in the locker in the summer and Carrick & Neill did me a policy which covers theft the locker. Not covered by the household insurance apparently
Heidi
Tour Rookie
yes - personal one - basic package
yes - the club have added dosh to the fees to cover us for insurance too!
doubly covered! i'll be fine if i ever get a hole in one...
yes - the club have added dosh to the fees to cover us for insurance too!
doubly covered! i'll be fine if i ever get a hole in one...
Yes, definitely.
Covered by the club policy when playing at home but wanted to make sure I was covered for away days.
Covered by the club policy when playing at home but wanted to make sure I was covered for away days.
Imurg
The Grinder Of Pars (Semi Crocked)
For the amount of money it costs it really is a no-brainer - even if the chances of hitting someone and having to payout 400k are pretty small, for 30 quid or less it's got to be worth it.
munro007
Tour Rookie
After that guys loosing his eye playing Niddry Castle Golf Course recently, and my friend hitting a transit van, with a way ward tee hit @ the Brairds Golf Course. And we upgrading my clubs, i have been thinking about getting insurance. But i don't know much about it.
philly169
Journeyman Pro
I'm with golf care as they won that eye man £400k, will probably look more into it on my next renewal when I buy my new bats.
Jaymosafehands
Challenge Tour Pro
yep, think it's essential to cover yourself in this day and age of "sue anybody", and in the VERY unlikely event I get a hole in one it's a bit sweeter. A well spent 30 quid.
RGDave
Money List Winner
Not for me. I'm in the minority.
If you have expensive gear and are genuinely worried about being sued, it's a no-brainer.
I have no such concerns.
If you have expensive gear and are genuinely worried about being sued, it's a no-brainer.
I have no such concerns.
connor
Tour Rookie
Jus had my renewal come through
Garesfield ACE
Tour Rookie
Yes.....pay £60 includes european cover and flight protection.....was £30 with golf care before I upgraded with them.Maybe players are a bit of a cheapskate who dont bother with any cover.
williamalex1
Money List Winner
in thirty five years of golf , ive never thought of insurance , but when you see the claim won by that man [?] for a massive amount , makes me think maybe i should. Another option is for members and visitors of the course to sign a no claim waver
Fyldewhite
Tour Winner
Yes, had it for several years now. About 35 quid + cover while abroad for an extra fiver with Carrick Neil. Never had to claim but you always hope you never never need to with any insurance (except for the hole in one!). It's for peace of mind for the nightmare scenario where I do some serious damage to someone realy. Also (as above) my clubs are also not covered under the house insurance if they are kept outside the house for >30 days and I have a locker for convenience at the club.
Airlie_Andy
Challenge Tour Pro
Can I just ask. This massive claim made by the fella who got hit. I'm assuming the person he sued had insurance or was very rich otherwise how would he have paid that sort of money? I'm pretty sure if you are sued then your ability to pay comes into the calculation when awarding damages.
munro007
Tour Rookie
I believe the course was fined as well as the other golfer.
moogie
Tour Winner
Ive never had insurance before, ( personal cover ) but am giving it serious thought this year
Ive got a quick question for those that have insurance, to save me trawling through every companies exclusions.............
With your policy, are your clubs / equipment insured whilst you may be on the practice ground at your club or at a driving range, aswell as being at golf course.........??
Never gave it much thought, until recently, whilst collecting my practice balls back up, from my club practice ground, my son ( 12 ) says, ''Dad, are we just leaving our clubs here???'' ......... At the other end of the practice ground
Just thinking, housing estate nearby, practice ground 250yards or so long, kids run on, u get the picture.......
Ive got a quick question for those that have insurance, to save me trawling through every companies exclusions.............
With your policy, are your clubs / equipment insured whilst you may be on the practice ground at your club or at a driving range, aswell as being at golf course.........??
Never gave it much thought, until recently, whilst collecting my practice balls back up, from my club practice ground, my son ( 12 ) says, ''Dad, are we just leaving our clubs here???'' ......... At the other end of the practice ground
Just thinking, housing estate nearby, practice ground 250yards or so long, kids run on, u get the picture.......
Stub
Challenge Tour Pro
Certainly am - and got three free rounds at decent courses as an introductory offer. No brainer really when you consider the possible downside.
USER1999
Grand Slam Winner
Ive never had insurance before, ( personal cover ) but am giving it serious thought this year
Ive got a quick question for those that have insurance, to save me trawling through every companies exclusions.............
With your policy, are your clubs / equipment insured whilst you may be on the practice ground at your club or at a driving range, aswell as being at golf course.........??
Never gave it much thought, until recently, whilst collecting my practice balls back up, from my club practice ground, my son ( 12 ) says, ''Dad, are we just leaving our clubs here???'' ......... At the other end of the practice ground
Just thinking, housing estate nearby, practice ground 250yards or so long, kids run on, u get the picture.......
I don't think any insurance company is going to pay out if you have just abandoned your clubs. I think they expect you to show reasonable diligence.
munro007
Tour Rookie
Well i think i am going for Golf Cares Gold Package £38.49. Bargain Thx Guys
GreiginFife
Money List Winner
That's the same package I have Munro, when I joined 2 years ago on the bronze package (£24.99 it was) I got an email 6 months later offering a £10 upgrade to gold and a dozen Taylormade Burner TP balls free, was a no brainer and having been abroad twice since then and seen other golfers have issues with their gear I was glad firstly that it wasn't me, but secondly that I knew I would be covered had it been me.
