Car break down cover

[dewsweeper]

My cover with the AA is due for renewal.
Are there any recommendations for alternative suppliers.
We have 2 cars and probably do less than 10,000 miles per year between us.
With the AA we have Roadside , Relay,Home start and joint cover the quote is £185.00.
Is this reasonable ?.
I ask the question because for the last few years our Bank had a deal with their account.We have now changed banks.
Thanks for any input.
Dewsweeper

 

[Taz]

My cover with the AA is due for renewal.
Are there any recommendations for alternative suppliers.
We have 2 cars and probably do less than 10,000 miles per year between us.
With the AA we have Roadside , Relay,Home start and joint cover the quote is £185.00.
Is this reasonable ?.
I ask the question because for the last few years our Bank had a deal with their account.We have now changed banks.
Thanks for any input.
Dewsweeper

Get a quote from rac, which will be lower as a new customer and try and get them too match it.

I never paid full price on renewal.

The other option is too look on cashback sites and see what offers are out there.

 

[Foxholer]

Don't forget Green Flag!

No idea of the precise details and your circumstances, but would think they would be keen to lure a customer of the 'big 2' away!

From what I have heard, their service is at least as good too.

 

[Deleted member 15344]

My cover with the AA is due for renewal.
Are there any recommendations for alternative suppliers.
We have 2 cars and probably do less than 10,000 miles per year between us.
With the AA we have Roadside , Relay,Home start and joint cover the quote is £185.00.
Is this reasonable ?.
I ask the question because for the last few years our Bank had a deal with their account.We have now changed banks.
Thanks for any input.
Dewsweeper

I pay about £105 a year for exactly what you have with RAC

 

[full_throttle]

RAC cover the person rather than the car, joint (family) membership with everything you should require starts at around £140.

Regardless of whose car your driving or a passenger in you're covered in the event of a breakdown.

 

[Deleted member 16999]

My cover with the AA is due for renewal.
Are there any recommendations for alternative suppliers.
We have 2 cars and probably do less than 10,000 miles per year between us.
With the AA we have Roadside , Relay,Home start and joint cover the quote is £185.00.
Is this reasonable ?.
I ask the question because for the last few years our Bank had a deal with their account.We have now changed banks.
Thanks for any input.
Dewsweeper

Is your Insurance due soon as some are offering breakdown deals with insurance cover.

 

[apj0524]

GEM gets best Customer Service recommendations, was a little unsure when I changed this year but had to use them to get transmission and steering locked Merc to a Specialist, they were faultless.

Good value for money too

 

[Biggleswade Blue]

I swap every year. The renewal quote is always extortionate and so I switch to the introductory offer with the other. When I call to avoid the auto-renewal (which shouldn't be legal) they always offer a reduction, which I refuse as they should offer existing customers their best price from the start. They always argue that the introductory offer is a subsidised price to attract new customers, and the renewal price is the actual cost. It's a load of frustrating nonsense, having to go through this little dance every year.

 

[dewsweeper]

My cover with the AA is due for renewal.
Are there any recommendations for alternative suppliers.
We have 2 cars and probably do less than 10,000 miles per year between us.
With the AA we have Roadside , Relay,Home start and joint cover the quote is £185.00.
Is this reasonable ?.
I ask the question because for the last few years our Bank had a deal with their account.We have now changed banks.
Thanks for any input.

Dewsweeper

Thanks guys for the replies.
Have decided to go with Gem,£105 for the both of us.
Dewsweeper

 

[Lump]

I always thing of paying for Car break down cover every year as a mugs tax.
I honestly don't know anyone that has broken down roadside in the last 5 or some years. Even with some having older cars. Surely you chance your hand until(if) you breakdown, then take cover out over the phone/via smartphone.

 

[Craigg]

I always thing of paying for Car break down cover every year as a mugs tax.
I honestly don't know anyone that has broken down roadside in the last 5 or some years. Even with some having older cars. Surely you chance your hand until(if) you breakdown, then take cover out over the phone/via smartphone.

Except most policies won't cover you for the first 24 hours, so you'll have to sit and wait a day to be recovered!

 

[Blue in Munich]

I always thing of paying for Car break down cover every year as a mugs tax.
I honestly don't know anyone that has broken down roadside in the last 5 or some years. Even with some having older cars. Surely you chance your hand until(if) you breakdown, then take cover out over the phone/via smartphone.

Probably not, as a large number now exclude breakdown cover for the first 48 hours to avoid just that scenario.

 

[Lump]

Not the case. All they will do is charge you more. All the big boys do this. You may end up paying an extra £30 or so for the years cover.

 

[SocketRocket]

We get full AA cover with our Lloyds bank account along with travel insurance and a few other bits and pieces.

 

[Deleted member 15344]

I always thing of paying for Car break down cover every year as a mugs tax.
I honestly don't know anyone that has broken down roadside in the last 5 or some years. Even with some having older cars. Surely you chance your hand until(if) you breakdown, then take cover out over the phone/via smartphone.

Used them three times over the last 5 years - twice for the wife and once for myself

Overall the picks up would have cost us over £600 so certainly think it's well worth it

 

[mashleyR7]

I think the minimum cover needed is to get you off the motorway asap other than that a breakdown anywhere else can often be managed yourself. Any decent local garage would prob recover you for free if they had your business! I used to work in recovery so seen it all!!

 

[SocketRocket]

I think the minimum cover needed is to get you off the motorway asap other than that a breakdown anywhere else can often be managed yourself. Any decent local garage would prob recover you for free if they had your business! I used to work in recovery so seen it all!!

How would that work? Say you break down on the Motorway 200 miles from home at 11M.

 

[Blue in Munich]

GEM gets best Customer Service recommendations, was a little unsure when I changed this year but had to use them to get transmission and steering locked Merc to a Specialist, they were faultless.

Good value for money too

Thanks guys for the replies.
Have decided to go with Gem,£105 for the both of us.
Dewsweeper

Just looked at theirs, it's personal rather than vehicle cover and covers motorbikes as well, looks very good for people with multiple vehicles.

 

[Smiffy]

If you have a Nissan and use a Nissan main dealer for your servicing, you receive complimentary FULL RAC cover for the following year every time you have a service carried out.
Just saying

 

[Rooter]

If you have a Nissan and use a Nissan main dealer for your servicing, you receive complimentary FULL RAC cover for the following year every time you have a service carried out.
Just saying

Yeh but you would be driving a Datsun..