Who has golf insurance?

[Parmo]

To be honest, as someone new to the game who sprays balls around the place with depressing regularity, the legal decision (Court of Appeal?) a few years ago which ruled that golfers who mis-hit shots will be liable to pay damages if they cause injury to other people (even if they do shout fore) made my mind up. Negligence is now taken as read (though I have no idea why).

And no, I don't work for an insurance company.

Insurance company propaganda or not? Its all American sue culture and its sickening and should be kept out of the game, being hit is part of the dangers playing the same as other sports, you don't see many amateur footballers suing other players over a dead leg do you?

For damage to other peoples property, I would have thought it comes under some household insurances?

 

[theeaglehunter]

you don't see many amateur footballers suing other players over a dead leg do you?

I wouldn't speak too soon the way society seems to be going. There have been cases already where someone sewed over a cut leg which was obtained through sliding past the goal post which had some sort of sharp bit sticking out, they sewed the council whose pitch it was and were successful. I think they reached an out of court settlement though.

 

[Spoff]

After nearly hitting a fella in teh crown jewels I decided to go for it.

Mine is through American Golf and got three months free when I became a member there. About £30 I think and covers theft injury liability and also the bar bill in the club house for my holes on one...

 

[Parmo]

you don't see many amateur footballers suing other players over a dead leg do you?

I wouldn't speak too soon the way society seems to be going. There have been cases already where someone sewed over a cut leg which was obtained through sliding past the goal post which had some sort of sharp bit sticking out, they sewed the council whose pitch it was and were successful. I think they reached an out of court settlement though.

That is totally different though, you have the same chance of dying playing golf as any other sport, if golf insurance is like any other insurance the chances of use and a pay out are minimal.

 

[toonarmy]

I don't believe this....surely not....

I'll take my chances.

Believe it mate - it's true. A legal case promptly shafted the sport and you could argue effectively made the tradition of shouting 'fore' totally redundant. After all, if it doesn't cover you, why bother doing it?

What do you call a boatful of lawyers sinking?

A good start....

 

[Parmo]

Well looks like I will have to bow down and find some, not sure how I would get the name, address and details of someone on a muni when they know fine well I am about to sue them, maybe the insurance company would want me to call the police on the 4th fairway and have the black maria pick them up on the 9th green.

 

[vig]

being hit is part of the dangers playing the same as other sports, you don't see many amateur footballers suing other players over a dead leg do you?


I disagree, being hit is not part of the game. The object of the game is to play your own fairway/green. I accept that there may be the odd errant shot but at least if you know one is coming you can take evasive action, but getting hit shouldn't be an occupational hazard. I've been hit at short range and believe me it hurts.
As for suing or getting sued playing amateur football, it has happened!!!!

 

[Revvic]

realgolfer - I was told tghis by a lawyer golfing buddy - this from a website (yes I know, one selling insurance) "Furthermore, in April 1998, The Court of Appeal upheld a County Court ruling that 'Golfers are liable for shots that cause injury, no matter how slight the risk'."

wilf74 - I'm with Golfplan

 

[RGuk]

If it is true to say that "'Golfers are liable for shots that cause injury" period, then I am now quite worried.
I still believe there is some protection for ordinary people in an ordinary world that means nothing is guaranteed without proving responsibility.
To let my daughter ride a horse, I have to sign a form stating that I/we accept there is an element of risk and will only bring a case for damages in the event of negligence.
Perhaps if golfers did the same, then we could all forget lining the pockets of insurance companies and helping lawyers buy yet more Ferraris.

 

[wilf_74]

Thanks guys, will take a look at AG and Golfplan. Jules

 

[grumpyjock]

As some lowlife decided to try and break into my garage Tuesday night I think that it might be a good idea.
Anyone know what price we are talking about?

 

[vig]

Around £30 - £40

 

[GB72]

Anyone got any experience of The Golfers Club insurance. I know they are tied in to Direct GOlf and have a load of tatty free gifts but just had an email offering a voucher for some De Vere courses which would get me a free round at Belton Woods.