Smoking in Cars with Chidren is now Illegal ..but

It's not going to be fully enforced due to lack of man power.

It is supposed to make people think and hopefully looks and comments from those in society will reduce the number of people doing it.

Behave with you balanced, common sense views! There is no place for that here!!
 
Behave with you balanced, common sense views! There is no place for that here!!

He is right though :) Same with using your phone in the car. Folk are still doing it. People like breaking the wee laws. Makes them feel alive lol
 
I asked my doctor how it has been determined that people are living longer. He said that it is evidenced by so many people now living into their 80s and 90s.

I remarked that this was rather contradictory to other data, as these people were of a generation that probably smoked from the age of 12, lived in smoke filled environments as children, went into smoke filled pubs as adults and in smoke filled restaurants, cinema's, offices etc.
Those people had been through a war where cigarettes were freely distributed to services personnel and were cheap to buy and helped them through the blitz.

He didn't have an answer.

Please fine lard arses for being in the car with their kids - or on a long haul next to me - far more dangerous to health! ;)

Plenty of info on mortality/ rateslife expectation here http://www.ons.gov.uk/ons/taxonomy/index.html?nscl=Life+Expectancies

And these figures have also been a major factor in the change from Defined Benefits to Money Purchase Pension schemes that has been happening over the last 15+ years.

Pension Companies changed their Actuarial Rates in the late 90s to reflect longer lives - along with reduced Growth Rates about that time too!

And the changes to Pension Age(s) has been because of these figures! Have you been out of the country for all these things? :rolleyes:

As for the 'contradiction'... It really shows how much effect medical science has increased life expectancy when many of the the beneficiaries are those that you mentioned above who are likely to have been doing most damage to their (and others) bodies! Once the effects of anti-smoking campaigns start clicking in, then another significant increase is likely!
 
I thought using mobiles was illegal but how many drivers do you still see (especially white van man) using them. Police seem to rarely do anything although nor can they be expected to watch very driver all of the time but sadly this new law will be just as equally policed randomly. I know people should "self police" but lets be realistic, we all know a large majority will continue to do it regardless
 
Plenty of info on mortality/ rateslife expectation here http://www.ons.gov.uk/ons/taxonomy/index.html?nscl=Life+Expectancies

And these figures have also been a major factor in the change from Defined Benefits to Money Purchase Pension schemes that has been happening over the last 15+ years.

Pension Companies changed their Actuarial Rates in the late 90s to reflect longer lives - along with reduced Growth Rates about that time too!

And the changes to Pension Age(s) has been because of these figures! Have you been out of the country for all these things? :rolleyes:

As for the 'contradiction'... It really shows how much effect medical science has increased life expectancy when many of the the beneficiaries are those that you mentioned above who are likely to have been doing most damage to their (and others) bodies! Once the effects of anti-smoking campaigns start clicking in, then another significant increase is likely!

It may well be that medical science has increased life expectancy, rather than changes in the way we damage our (and others) bodies. My point was that smoking by proxy has been no more damaging to health, apparently, than obesity which will be the biggest killer. I wouldn't be surprised to see life expectancy reduce in the next 20 years.

For future information - re pension age changes etc. I was in the business. The actuaries always erred on the cautious side, I wouldn't be surprised if they are anticipating an average lifespan of 102 for future annuity rates - conning b 's :rolleyes:
 
...
For future information - re pension age changes etc. I was in the business. The actuaries always erred on the cautious side, I wouldn't be surprised if they are anticipating an average lifespan of 102 for future annuity rates - conning b 's :rolleyes:

I too have worked in the Life and Pensions sector. Your statement about caution is correct - they are after all dealing with risk and tend to be conservative/cautious as a breed. However the fact that you state 'always erred on the cautious side' and they still increased life expectancy for any review - and there have been several! - completely destroys the validity of your 'argument'! Every document relating to the subject has life expectancy increasing! So while your Doctor couldn't point to the actual evidence, there is plenty about if you bother to look.

...My point was that smoking by proxy has been no more damaging to health, apparently, than obesity which will be the biggest killer. I wouldn't be surprised to see life expectancy reduce in the next 20 years.
That point, while probably valid, wasn't particularly clear - at least not to me! And surely it's better to (hopefully) simply significantly reduce the instances of smoking by proxy where possible - as this law is meant to do! The problems of obesity are whole different can of worms! :whistle:
 
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I've always hated the smell of cigarettes since I was a kid but had to be subject to it due to my Dad and Sister in Law both smoking. In my opinion cigarette smokers are incredibly selfish. Even though they now have to go outside, they still stink of smoke when they come back in. And as for cigarette butts! Their viewpoint seems to be that once it leaves their fingers, it becomes somebody else's problem. Streets, parks, beaches, golf courses, anywhere in fact. Just look at smoking areas and the place is littered with fag butts. So do you think these people will stop smoking in the car with the kids inside it? I seriously doubt it.

The thing is, it's really easy to spot a smoker in the car. They always leave the drivers window open by a couple of inches so they can knock their fag ash off their cigarette outside the car while they're driving. The police can see that easily and a quick check to see if there are kids in the back and they're nicked.
 
I too have worked in the Life and Pensions sector. Your statement about caution is correct - they are after all dealing with risk and tend to be conservative/cautious as a breed. However the fact that you state 'always erred on the cautious side' and they still increased life expectancy for any review - and there have been several! - completely destroys the validity of your 'argument'! Every document relating to the subject has life expectancy increasing! So while your Doctor couldn't point to the actual evidence, there is plenty about if you bother to look.


That point, while probably valid, wasn't particularly clear - at least not to me! And surely it's better to (hopefully) simply significantly reduce the instances of smoking by proxy where possible - as this law is meant to do! The problems of obesity are whole different can of worms! :whistle:

There is also the massive difference of one you do to yourself the other you do to the innocent around you, in this case your own children.
 
I've always hated the smell of cigarettes since I was a kid but had to be subject to it due to my Dad and Sister in Law both smoking. In my opinion cigarette smokers are incredibly selfish. Even though they now have to go outside, they still stink of smoke when they come back in. And as for cigarette butts! Their viewpoint seems to be that once it leaves their fingers, it becomes somebody else's problem. Streets, parks, beaches, golf courses, anywhere in fact. Just look at smoking areas and the place is littered with fag butts. So do you think these people will stop smoking in the car with the kids inside it? I seriously doubt it.

I feel pretty much the same way about drinkers.... and drink driving has been ilegal since I can remember but people still do it.
 
I too have worked in the Life and Pensions sector. Your statement about caution is correct - they are after all dealing with risk and tend to be conservative/cautious as a breed. However the fact that you state 'always erred on the cautious side' and they still increased life expectancy for any review - and there have been several! - completely destroys the validity of your 'argument'!

I do not see why. Annuities in particular are a poor investment if life expectancy is exaggerated. In the most simple formula invested capital, divided by the number of years a client is expected to live, is returned plus interest. The longer a client is expected to live the worse the annual return.
Hence the fact that an Impaired Life annuity generally gives a better return.


Having seen the life expectancy tables for annuities I can assure you that they have never been generous in this regard.

Having said that, it is quite possible that you outranked me in the industry. So what would I know? :smirk:
 

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