Mortgage ?

[jim8flog]

Must check conditions of loan to see if the lender will require us to clear the loan at the end of the period using equity in property or will be willing to let us go onto a new product. ER remains a possibility I’m not frightened of.

Equity release is well suited to my situation.

I never pay any interest but so far the increase in the value of the house has well outstripped the interest and if I ever move (which will be a downsize anyway) the mortgage is fully portable.