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Coronavirus - how is it/has it affected you?

Just looking into the mortgage stuff.
They will charge interest for the holiday period.
Doesn’t look like the Banks are actually being compliant enough. It should be frozen completely. The government has said no evictions for non paying tenants.. a decision made without agreement of the landlords and owners. I am sympathetic to tenants with their loss of income, utterly and completely. But the Banks are not, as they have just avoided a loss ... it’s a disgrace we have all lost and that should be equitable .. we are all in this together!!!! (Apparently!?!)

Especially when the public/government bailed the greedy so and so's out! This is a time the bank's should be repaying the general public.
 
re: lockdown - read what I said, our current lockdown doesn't stop a virus yes, but that's not what I said.
re: threat subsiding - read what I said, the threat to us doesn't subside until the 80-90% of the UK get it. In LEDC's that number will be even higher.
Iceland's test sample was under 20k.....

I'm working with a friend, we normally do historical cricket data as fun, but have shifted to this. We're not experts by any means, he's a PHD Epidemiologist (his division is Musculoskelatal Science) and I do financial modelling. Whats your expertise, whats your conclusion? If there's any great data sources we might have missed, please share!


OT but feel free to share what you do on historical cricket data if youve got some time/bored.
 
I should’ve been clearer saying that they did say that 31 May is the starting point. If/as things change, so will the date of my return change.

Sports gambling, so when the sport calendar is getting filled up again...


Sorry to hear, at least youre being paid. Think of us poor sports bettors who arent ;)

Is there something youve always wanted to learn/improve/develop, now would be a great time to start, allocate a few hours a day and treat it like work, even if its only stuff for you
 
Your 7 - 1 ratio post didn't say it was per year so obviously I took you to task on it, it implied at one time. I accept that Iceland and their population is sparse and the likes of London is dense, my point on their test sample was, 50% were asymptomatic so figures we get particularly from the UK are only based on positive test within hospitals, so it portrays a much worse state than in reality of probably infections.

I don't have the answers, but the initial post of yours I quoted came over, to me anyway as if we were about to face world obliteration, which clearly isn't the case. I do agree whatever info come out of China can be taken with a pinch of salt, however, it's so typical of us in the west to believe everything we are told yet rubbish what certain other countries tell us, funny that isn't it.

If folk don't think this is going to be a long haul then they obviously haven't been listening, we've been getting told that for months now, not weeks.

Turns out we are pretty much singing of the same hymn sheet.

- I agree on the figures, hence the deep dive into finding out more information. Death rate / recovery rate is all you can go off and even that has discrepancies on classification. Obviously you need to keep in mind the asymptomatic numbers, but you can't make any real facts on that because no one knows! (I would hazard a guess that we have closer to 300,000 cases, but that's just guesswork)

- We are not about to face world obliteration, I'm very calm, we're in the UK and most will be fine. However those who have whatever makeup that makes the disease hit badly will die all over the world, regardless of whether they receive treatment or not, whether they vote left or right, whether they are black or white. that's a small %, but a lot of people.

- There is a larger % of people that will recover with the aid of treatment. It's ok for us, we are isolating and can protect the NHS to some extent. When this hits the poorer sections of the world (or at least we get data on it) There is a huge amount of people that will die because they don't have access to healthcare needed. That's terrifying.

A potential concern is that our recovery rate is so much less than other MEDC's. I'm worried that the NHS is at breaking point, even tho we might be potentially not admitting people until its too late, these people may have stood a chance elsewhere in the world if they had been admitted earlier. (But then other countries could be admitting people that would have been fine regardless if they had received treatment) - we haven't got to the bottom of that with the data that's available. I suspect we never will.

Another concern is the mutation of the disease, That's my buddies field not me and he doesn't specialise in infectious diseases. but that Icelandic report found 40 mutations with that small sample size and the fact it doesn't even need to mutate to infect currently. That's very scary, a mutating disease is much harder to create a vaccine for apparently, which is the only thing that will stop the deaths or economic damage.

TLDR: People need to act better and appreciate the seriousness of the situation. If my rants make one person not go outside once, I'm happy. People need to understand that a few from their golf club when they go back, won't be there anymore. Imagine that compared to a cricket club in India. We are so lucky to live in this country regardless of what anyone says or rants about, but even we are powerless to actually fight, we can just do our bit to stop those that have been shot, try and get care to stay alive.

Every time we think we have a weapon, it's not the case. hydroxychloroquine and azithromycin were proof of this.
 
Sorry to hear, at least youre being paid. Think of us poor sports bettors who arent ;)

Is there something youve always wanted to learn/improve/develop, now would be a great time to start, allocate a few hours a day and treat it like work, even if its only stuff for you

Yeah, to be getting full pay is of course great. Could’ve been so much worse. There’s still Belarusian football and Russian table tennis (the amount of users and total wagering on table tennis has shot through the roof last couple of weeks)...

Might treat myself to that electric piano that I’ve talked about for so long.
 
Well you can each go for a good hour-long exercise walk, either together or separately to give you both a couple of hours space from each other.
Your essential shopping you could maybe alternate.


I'm in a flat on my own, sure it's boring but everyone's in the same boat and on full pay I just keep telling myself I'm luckier than many millions of people.

YouTube, catch up tv, Internet, there's really loads to keep you busy once you adjust.

Yeah, I didn’t mean the post to come out that whiny to be honest. Of course aware that I’m also very lucky who’ll keep getting full pay at same time as people lose their jobs completely, or worse.

There’ll be a lot of YouTube!
 
Take up a hobby? My dad bought himself a keyboard to learn. I've been playing much more acoustic guitar and recording terrible covers to post on Facebook. :LOL: I also revisted Red Dead Redemption 2 which uses up a lot of time.

I'm still working from home though as well to be fair. If I wasn't my wife would have driven me mental by now. She's already coming up with 101 things for me to do as it is.

May actually pick up the guitar again. Stopped playing 5 years ago when I moved over to the UK.
 
Yeah, to be getting full pay is of course great. Could’ve been so much worse. There’s still Belarusian football and Russian table tennis (the amount of users and total wagering on table tennis has shot through the roof last couple of weeks)...

Might treat myself to that electric piano that I’ve talked about for so long.


Online Poker has got a whole lot softer these last few weeks albeit most of the sites are creaking under extra traffic. Just need to find a way to play more than twice a week without going crazy lol.

If Dana White has his way UFC249 is going ahead on a remote island somewhere too

Not surprised about the table tennis, I see the UK managed to lose 2.6m on the cartoon national despite being maxed at £10 a horse too. Good for the donation to charity if nothing else :)

Good luck with the piano/guitar etc
 
I still think it's immoral considering the mess they created of their own greed and we the public bailed them out. This is their time to shine and repay the British public.
Agreed to a point, but contractually I signed up to a fixed rate for 5 years. Rates were only going up...surely :cry:
 
Agreed to a point, but contractually I signed up to a fixed rate for 5 years. Rates were only going up...surely :cry:

And they will do long term once we out of this expect RPI of 7% and interest rates of 2-3%
 
I see the UK managed to lose 2.6m on the cartoon national despite being maxed at £10 a horse too. Good for the donation to charity if nothing else :)

I thought the on-line Grand National was just like the real thing. My horse fell and got shot (off camera). And then when it was over, I went to my car and some Scousers had jacked it up on bricks and nicked the virtual wheels.
 
Is it 852 deaths since yesterday across all UK, Sky news listing separately, seems like a larger than expected increase given a drop from Monday to Tuesday - analysts views?
 
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