sfby
Assistant Pro
Er - that's "fronting" & is illegal - the policy could be invalidated.
See this link...
http://www.easier.com/66846-drivers-risk-invalidating-insurance-by-fronting.html
Car Insurance For Youngsters....HELP
- Thread starter PhilTheFragger
- Start date
Er - that's "fronting" & is illegal - the policy could be invalidated.
See this link...
http://www.easier.com/66846-drivers-risk-invalidating-insurance-by-fronting.html
JustOne
Ryder Cup Winner
Whoops... Didn't I add make sure you drive it more than your child?
To be honest I don't know how it works if it's done with the child as the main driver. I do know that my Mrs just got a new car insured for her and I thought I'd like to drive it every now and then, when I was added as a named driver the cost came down by over 30%.
Crazyface
Tour Winner
I would charge a fortune (like they do) BUT.. would return 50% of premiums for the year if no claim was made. I think that would encourge the young lads and lasses to drive a lot more care.
JustOne
Ryder Cup Winner
^
^
^
Great suggestion.
USER1999
Grand Slam Winner
Trouble is, they need the money from the ones who don't crash, to pay for the ones who do.
19th
Head Pro
It's a 4 lane roundabout, I was in the 2nd lane turning into the outside lane of the dual carriageway for my exit.
You're not over 50 are you??
When exiting left do you not have to check that the inside lane is clear to allow the manoeuvre to take place?
This situation happened to me at the start of a holiday but I took avoiding action by completing a further round of the roundabout before exiting, that was the reason for my question.
Oh, and yes I am over 50, maybe that is why I checked!
viscount17
Money List Winner
I seem to recall from when I was learning to drive that the onus was on the person manoeuvring to ensure that it was safe before doing so. I'm not even sure this is taught any more.
Mirror, signal, manoeuvre - joke, now it's manoeuvre, finger!
Golfmmad
Tour Winner
Couple of points Robobum if I may - don't tar everybody with the same brush.
Wait until you are over 50, and see how you feel when somebody younger than you criticises your abilities to drive.
Golfmmad.
Imurg
The Grinder Of Pars (Semi Crocked)
Most test routes involve roads with 50mph limits or more. Around here we go down a dual carriageway, if they don't get to 50 they fail. Once the kids know how to get the car down the road we cover all types of roads except Mways of course. Any ADI worth his badge will do the same. Being in a semi-rural area the test routes start in town but can encompass housing estates, country lanes and DC's as well. If they can't drive on these roads, they fail. Believe me, they only "potter" at 30 when they have to. Show 'em a National SL sign and they turn into Jensen Button.
And another thing.
If you're driving properly there shouldn't be any need to "chuck" a car around.
Leftie
Tour Winner
Don't we all have to do that then, no matter what the age of the other driver?
Being a tad over 50 (OK, I know that I've been told that I don't look it but she was only after me for my body
), I know that I probably wouldn't pass the driving test now without a bit of theory work first and little tricks like checking your mirrors before changing gear (wtf ???), but I do know that insurance companies price according to the risk.Driving a 3 ltr wolf in lambs clothing I pay less than £300 a year fully comp. Thats 10% the price that drivers 1/3rd of my age can pay.
Where is the incompetence? Where is the risk?
Robobum
Money List Winner
Couple of points Robobum if I may - don't tar everybody with the same brush.
Wait until you are over 50, and see how you feel when somebody younger than you criticises your abilities to drive.
Golfmmad.
Couple of points GM, if I may - On this point everyone SHOULD be tarred with the same brush, ie. we ALL should be retaking tests at certain intervals regardless of age.
When should age exempt you from criticism?? If I drive like a twonk when I am 50+ then I am fully deserving of any criticism coming my way.
JustOne
Ryder Cup Winner
Yes, I know but what happens is they CAN'T handle one at all, especially when they suddenly switch to driving at breakneck speed with only one hand on the wheel. Not a personal pop at you, just believe the system can/should RECOGNISE that people don't drive like Mary Poppins.
Golfmmad
Tour Winner
Couple of points Robobum if I may - don't tar everybody with the same brush.
Wait until you are over 50, and see how you feel when somebody younger than you criticises your abilities to drive.
Golfmmad.
Couple of points GM, if I may - On this point everyone SHOULD be tarred with the same brush, ie. we ALL should be retaking tests at certain intervals regardless of age.
When should age exempt you from criticism?? If I drive like a twonk when I am 50+ then I am fully deserving of any criticism coming my way.
A bit surprised at the sarcasm at the start of your reply. I wasn't having a go at you, merely stating my thoughts.
I don't disagree with taking tests at certain intervals, regardless of age.
I'm not saying anybody is exempt from criticism either, I often see drivers at age 20, 30, and 40 driving like twonks, not just 50 plus year olds.
Golfmmad.
Gillespie16
Challenge Tour Pro
Im 17 and after passing my test, i got a Fiat Punto V reg 1999 car and for Third party only, the insurance cost me £4602.80 for 12 months, its bloody expensive for young drivers that have just passed. so hope you have Deep Deep Pockets, lol
Robobum
Money List Winner
Come on GM, I've only retyped what you orginally wrote, I didn't take your's as a dig and mine wasn't meant as a dig either, if you've taken it that way, I apologise.
This started as a reply to Murph who didn't see why over 50s should have to retake a test if they haven't had an accident, I disagreed. Since then this has wandered all over the place.............................................................just like a 50+ year old driver leaving a roundabout.
(That was a joke by the way, no offence is meant to any elder statesmen, whether you can drive or not.)
JustOne
Ryder Cup Winner
How many times have you crashed it so far?
Gillespie16
Challenge Tour Pro
Have not crashed it yet.
Golfmmad
Tour Winner
Come on GM, I've only retyped what you orginally wrote, I didn't take your's as a dig and mine wasn't meant as a dig either, if you've taken it that way, I apologise.
This started as a reply to Murph who didn't see why over 50s should have to retake a test if they haven't had an accident, I disagreed. Since then this has wandered all over the place.............................................................just like a 50+ year old driver leaving a roundabout.
(That was a joke by the way, no offence is meant to any elder statesmen, whether you can drive or not.)
No worries RB, It's sometimes difficult to understand how to take a post, especially if there are no smileys.
Oh, and over 50's doesn't apply to me anyway, 'cos I'm over 60 - just
Golfmmad.
GaZ8
Hacker
When I passed my my test aged 17 (2004) my first car was a 1993 L reg 1.4 Astra (great cars btw) and my premium was £1800 but that's the cheapest I could find which I think is well over the top, especially as I was still living at my mums - It's Berkhamsted not sodding Bosnia!
I then got caught doing something silly and just at the age where I could stop declaring it to insurers I became eligable for a company car at work so I have never seen the reduction in premiums that experience brings! Oh well, it's swings and roundabouts and all that...
I then got caught doing something silly and just at the age where I could stop declaring it to insurers I became eligable for a company car at work so I have never seen the reduction in premiums that experience brings! Oh well, it's swings and roundabouts and all that...
