Wrong on so many levels tbh, My brother in law is a season ticket holder at Palace, been plenty over the last few years, its been rammed in there, amazing atmosphere as well. they have made great signings and a really good manager and the fans and the manager have been totally screwed over. Poor...
They were mugged, likely not to order but targeted because it is a high value watch, the real expensive stuff is a real risk to wear in certain areas (Like London)
If you have a valid valuation they will pay that, you are paying the premium rate based on that value, obviously when you get a new valuation your amount covered will reduce and your premium go down
Yeah Cartier limited edition teardrop watch, apparently its now £450k+. You cant buy them knew so a valuation showing the market value and paying the premium will get you that payout
One final thing that frightens me is that most people do it online and rely on themselves to do it right buit have no idea they are doing things wrong, they are not insurance specialists, they wont read the documents and even if they do they may not understand them, even us brokers ring insurers...
A more expensive example, A client bought a limited edition watch for £47,000, sent us the receipt and we put it on cover. 3 weeks later it was stolen and when they went to get it replaced is was £285,000 to replace. he only gets the £47k, to say they are unhappy is an understatement but imo...
Photos will help but without a valuation or receipt will not lead to a payout any more. Photos or all items help show proof you own them but not how much they are worth, it is your repsonsibility to prove this. Prestigevaluations will do an online valuation for £65 suitable for insurance purposes.
I am a private client insurance broker and look after high value property, cars and jewellery and watches.
Your watch 1st should be insured on your home policy, however there are different types of home insurance.
Standard home insurance - Most people have, up to £1 million in buildings and...
I watched the semis he was decent, Anderson was also decent and it could have gone either way, Anderson would have given Littler a better match and I felt that after he lost. Van Veen shot his load early at the semis and was never going to reproduce his best, which was never still going to be...
Nothing wrong with Luke Humphries, great lad, well spoken, fit healthy, well turned out, good manners, everything you want from a guy and not an ***. personally did not realise you needed to be a performing moneky to be worthy of winning anything.