PPI...is it worth it?

all it will cost you is a phone call, then when the cheque arrives you'll have a pleasant surprise. My wife went into the bank, got the phone number and 3 months later was awarded £14K
 
full_throttle said:
all it will cost you is a phone call, then when the cheque arrives you'll have a pleasant surprise. My wife went into the bank, got the phone number and 3 months later was awarded £14K
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Did you get your new shinys 😁
 
I say do it as I've just received nearly £3k in backdated PPI that I never knew I paid. I was lucky in that Yorkshire Bank contacted me but all I did was fill in an application form and they did all the calculations. Back pay plus 8% interest less tax. Took an age to get the money which was a pain as it was supposed to be paid beginning of Dec but eventually got it on Thursday.
 
I found my old bank statements with the mortgage account numbers on, quoted all this on the bank's PPI claim section, got a reply to say that I never had PPI.....

Anyone challenged that response? I don't have any more paperwork.

Also, now I know this might be taking the Michael, but how do you stand if you've paid PPI on a credit card that you subsequently defaulted on and never paid off?
 
I filled out some forms for my old man and got him 25k. He had paid ppi on a loan for about 5 years.
Easy forms to fill in, I left half the info off as he didn't have it any more.
 
I wouldn't even know how to take out a loan, so glad I was of age to get wrapped up in PPI.

Reading this tread just sounds like something went horribly wrong somewhere! What a mess!

Hopefully it's all getting fixed now.
 
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