Playing handicap

Jaco

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When an open comp at a club says ‘maximum playing handicap 18’, does that mean you can play if you’re a higher h’cap, but you’ll be treated as 18 h’cap for the purposes of the comp?

Or is it only open to those of 18 or below?
 
When an open comp at a club says ‘maximum playing handicap 18’, does that mean you can play if you’re a higher h’cap, but you’ll be treated as 18 h’cap for the purposes of the comp?

Or is it only open to those of 18 or below?
ditto to Yorkshire Hacker

I have seen both
 
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