holiday insurance requirements

[williamalex1]

i'm off for a few days to tenerife soon and i'm wondering what insurance I REALLY REQUIRE. as an over 65 with a NHS euro card hooray' . but i'm being treated for possible angina ? and reflux problems. I'm not worried about luggage loss, travel delay OR HEALTH problems, being hit by a drunk driver or alcohol poisoning are the the biggest 2 worries . so taking into account that if anything bad did happen , my wife would not want my body back , anymore than she does now [with a stiff shaft at last too late ]' whats the best insurance advice for me' not the wife

 

[chrisd]

i'm off for a few days to tenerife soon and i'm wondering what insurance I REALLY REQUIRE. as an over 65 with a NHS euro card hooray' . but i'm being treated for possible angina ? and reflux problems. I'm not worried about luggage loss, travel delay OR HEALTH problems, being hit by a drunk driver or alcohol poisoning are the the biggest 2 worries . so taking into account that if anything bad did happen , my wife would not want my body back , anymore than she does now [with a stiff shaft at last too late ]' whats the best insurance advice for me' not the wife

Make sure that you are adequately covered!

So, you have a heart attack and spend weeks in a hospital and then you need specialist help to get home as the airlines won't let you travel without adequate medical care - thats going to cost you thousands! There are many scenarios that would see you forking out and I don't believe that foreign hospitals are as generous as the dear old NHS even if you do flutter your Euro Card.

 

[drawboy]

Mate it really isn't worth the risk. Insure and go will insure you for around £11 for a couple. Have a look online. I wiuld never travel without insurance, you never know.

 

[chrisd]

Insure and go will insure you for around £11 for a couple




.

Great advice Drawboy but ................ Insure and Go are the worst insurance company I have ever come across! please do not ever use this shower, if you want my reasons just ask!

 

[SatchFan]

Try the Post Office or Saga. My dad, who is in his seventies and has angina, got a quote from the Post Office last year and just had to ring the medical screening department. It only cost him a few extra pounds to cover him for his pre-existing condition. I think for a week in Portugal his insurance cost was about £50. The EHIC is ok to a degree but if you are hit by a drunk driver it will be your travel insurance that will save the day.
I had to cancel a holiday a few years ago as my mum was taken seriously ill. Taking out travel insurance meant I had the full cost of my holiday reimbursed. Taking out travel insurance is a no-brainer.

 

[williamalex1]

thanks guys , i was always going to get insurance , i just wondered what your thoughts would be. thanks for caring

 

[Doon frae Troon]

Cost my wife and I £85 for the year last year.
Depends how often you go on holiday as to good value.
For £11 you would be a bit of a mug not to pay out.

 

[Andy808]

I'm trying to get affordable car insurance for Morocco now that is a nightmare!
I wouldn't even think about travelling anywhere outside the UK without travel insurance as it's not expensive but could save you a fortune.

 

[williamalex1]

Cost my wife and I £85 for the year last year.
Depends how often you go on holiday as to good value.
For £11 you would be a bit of a mug not to pay out.

first quote for my insurance £106-50 for 4 days. because of medical problems

 

[mouth]

http://www.sladdininsurance.com/

Sort both me and my Dad out every time, both with pre-existing heart problems. I paid £39 for a week in the States including the travel and baggage bit.

 

[Oddsocks]

I have a history of epilepsy although its been inactive for over 10 years, I use a company called flexi cover in beckenham, you get charged a screening fee of around £10-15 quid when you register, but after that their insurance is on par with most companies who don't cover illness's

I got bitten with a 2k medical bill when falling ill in Greece a few years back, the company found a loop hole and I had to pick up the complete slate...... Once bitten twice shy