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Comprehensive Spending Review and Autumn Statement

Where exactly are you getting that sort of judgement from ?

I noticed you are silent about the money being invested into Scottish ship building from the uk government - is that because wings can't find anything negative about it ?

The ships were nothing more than what was promised two years ago........should we be thankful for the Government for keeping it's word?
Are the Midlands thankful that HS2 is still going ahead?
 
I didn't even bother replying. Some that wear the red rosette will vote red whatever...

And those that wear blue rosettes..................actually might vote UKIP instead.
.

And some of us who've voted in a number of elections down the years might have voted for Lab/Con/Lib depending on their manifesto's at that time. Some of us have even knitted with yoghurt in the past.... providing it was strawberry flavour.
 
Pretty sure I have voted for all or the parties apart from the Liberals.:lol:

Pete Wishart on QT tonight, could be fun.
At least he will bring a lot more intellect to the panel if last weeks efforts by Anna Sourby and Andy Burnham were benchmarks.
 
And some of us who've voted in a number of elections down the years might have voted for Lab/Con/Lib depending on their manifesto's at that time. Some of us have even knitted with yoghurt in the past.... providing it was strawberry flavour.

Well that's where you went wrong. You should have had a nice Madagascan vanilla flavoured yoghurt and you might have stuck with it. ;)
 
Pretty sure I have voted for all or the parties apart from the Liberals.:lol:

Pete Wishart on QT tonight, could be fun.
At least he will bring a lot more intellect to the panel if last weeks efforts by Anna Sourby and Andy Burnham were benchmarks.

Honest to God - Anna Soubry last week...and Andy Burnham wasn't much better - but Anna Soubry...:confused:
 
You sound very bitter that the Chancellor was unable to put many 'hardworking families' into serious poverty.

The truth about tax credits

This link provides a nuts and bolts analysis of the tax credits system. I'll leave you all to decide whether the system is fit for purpose or whether it is completely or partially barmy and unaffordable.

I have no way of knowing if those figures are correct but if they are I hope these examples are not the "hard working families" that were going to be put into "serious poverty" by losing £1600 per year.

If true I find it incredible that due to the different benefits available a family with 3 kids and one parent working 24 hours a week can "earn" the equivalent of over £40k year. Where is the incentive for people to work full time when they would be worse off?



[TABLE="class: basic-table-small, width: 100%"]
[TR]
[TH="class: bth, align: center"][/TH]
[TH="class: bth, colspan: 4, align: center"]One parent working for 24 hours a week on £7 an hour[/TH]
[TH="class: bth, colspan: 4, align: center"]Two parents each working 35 hours a week on £7 an hour[/TH]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Number of children[/TD]
[TD="class: btcenter, align: center"]0[/TD]
[TD="class: btcenter, align: center"]2[/TD]
[TD="class: btcenter, align: center"]3[/TD]
[TD="class: btcenter, align: center"]5[/TD]
[TD="class: btcenter, align: center"]0[/TD]
[TD="class: btcenter, align: center"]2[/TD]
[TD="class: btcenter, align: center"]3[/TD]
[TD="class: btcenter, align: center"]5[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Gross pay[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Take-home pay after NI[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Tax credits[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£9,114.06[/TD]
[TD="class: btcenter, align: center"]£11,930.10[/TD]
[TD="class: btcenter, align: center"]£17,458.86[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£3,023.82[/TD]
[TD="class: btcenter, align: center"]£5,805.42[/TD]
[TD="class: btcenter, align: center"]£11,368.62[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Council Tax help[/TD]
[TD="class: btcenter, align: center"]£492.19[/TD]
[TD="class: btcenter, align: center"]£432.91[/TD]
[TD="class: btcenter, align: center"]£685.33[/TD]
[TD="class: btcenter, align: center"]£753.38[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Housing Benefit[/TD]
[TD="class: btcenter, align: center"]£6,706.26[/TD]
[TD="class: btcenter, align: center"]£6,472.35[/TD]
[TD="class: btcenter, align: center"]£6,950.00[/TD]
[TD="class: btcenter, align: center"]£7,831.89[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£795.98[/TD]
[TD="class: btcenter, align: center"]£1,249.16[/TD]
[TD="class: btcenter, align: center"]£2,155.52[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Child Benefit[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£1,788.80[/TD]
[TD="class: btcenter, align: center"]£2,501.20[/TD]
[TD="class: btcenter, align: center"]£3,926.00[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£1,788.80[/TD]
[TD="class: btcenter, align: center"]£2,501.20[/TD]
[TD="class: btcenter, align: center"]£3,926.00[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Total benefits[/TD]
[TD="class: btcenter, align: center"]£7,198.45[/TD]
[TD="class: btcenter, align: center"]£17,813.12[/TD]
[TD="class: btcenter, align: center"]£22,067.63[/TD]
[TD="class: btcenter, align: center"]£29,970.13[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£5,608.60[/TD]
[TD="class: btcenter, align: center"]£9,555.78[/TD]
[TD="class: btcenter, align: center"]£17,450.14[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Total net income[/TD]
[TD="class: btcenter, align: center"]£15,821.45[/TD]
[TD="class: btcenter, align: center"]£26,436.12[/TD]
[TD="class: btcenter, align: center"]£30,690.53[/TD]
[TD="class: btcenter, align: center"]£38,593.13[/TD]
[TD="class: btcenter, align: center"]£23,434.00[/TD]
[TD="class: btcenter, align: center"]£29,042.60[/TD]
[TD="class: btcenter, align: center"]£32,989.78[/TD]
[TD="class: btcenter, align: center"]£40,884.14[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Equivalent pre-tax income [/TD]
[TD="class: btcenter, align: center"]£18,750.00[/TD]
[TD="class: btcenter, align: center"]£34,500.00[/TD]
[TD="class: btcenter, align: center"]£40,500.00[/TD]
[TD="class: btcenter, align: center"]£54,000.00[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£33,600[/TD]
[TD="class: btcenter, align: center"]£39,500[/TD]
[TD="class: btcenter, align: center"]£51,000[/TD]
[/TR]
[/TABLE]
 
They seem to be correct but the whole issue is not black and white.
The lady supporting the child with special needs on question time last night hit the nail on the head.
Lots of welfare support for people who need it the most is being drastically reduced.

Much fairer targets IMO would be well off pensioners receiving benefits.
That could quite easily be sorted by tax code.

Totally agree that the child welfare structure needs reducing but it appears that the 'average' earning families will be hit hardest whilst the well off will not be touched.
I suppose the 'average' families are where the largest numbers are but they could at least try to make it look fair.
 
They seem to be correct but the whole issue is not black and white.
The lady supporting the child with special needs on question time last night hit the nail on the head.
Lots of welfare support for people who need it the most is being drastically reduced.

Much fairer targets IMO would be well off pensioners receiving benefits.
That could quite easily be sorted by tax code.

Totally agree that the child welfare structure needs reducing but it appears that the 'average' earning families will be hit hardest whilst the well off will not be touched.
I suppose the 'average' families are where the largest numbers are but they could at least try to make it look fair.

Don't understand the reference to well off pensioners and tax code. Aren't the only tax free allowances for pensioners winter fuel and TV licences which together add up to c5bn pounds. If you made these allowances taxable and assuming { a very big assumption} that all pensioners pay tax, the maximum that would bring in would be 1 bn pounds. In reality ' I don't think it would bring in half that.

Having said that I quite agree that those benefits SHOULD be taxable.

However, the illustration of the tax credit shows a system that demands reform.

Finally, don't forget that the the top 20% of earners pay 80% of income tax - they do seem to be chipping in!
 
Don't understand the reference to well off pensioners and tax code. Aren't the only tax free allowances for pensioners winter fuel and TV licences which together add up to c5bn pounds. If you made these allowances taxable and assuming { a very big assumption} that all pensioners pay tax, the maximum that would bring in would be 1 bn pounds. In reality ' I don't think it would bring in half that.

Having said that I quite agree that those benefits SHOULD be taxable.

However, the illustration of the tax credit shows a system that demands reform.

Finally, don't forget that the the top 20% of earners pay 80% of income tax - they do seem to be chipping in!

To clarify I meant to scrap the benefits, heating and bus pass [TV is covered by BBC now] for OAP's above a determined tax rating.
I know that is not a huge sum but it would be a fairer solution.

Re the top level tax earners. the richer 20% will then be gaining an advantage whilst most of the poorer majority take a hit. Not all in it together eh.

It only needs a wee hiccup in the system for the Chancellors 'new plan' to fall apart. Analysts estimate his chances of hitting £27 billion by 2020 as 50/50.
He seems to be the one who has produced the £20 farting Unicorn.:lol:
 
They seem to be correct but the whole issue is not black and white.
The lady supporting the child with special needs on question time last night hit the nail on the head.
Lots of welfare support for people who need it the most is being drastically reduced.

Much fairer targets IMO would be well off pensioners receiving benefits.
That could quite easily be sorted by tax code.

Totally agree that the child welfare structure needs reducing but it appears that the 'average' earning families will be hit hardest whilst the well off will not be touched.
I suppose the 'average' families are where the largest numbers are but they could at least try to make it look fair.

Absolutely, absolutely, absolutely! Can't believe I'm agreeing with you! And its not just the well off pensioners. I have a colleague on a damn good wage, and a wifey with a good wage, who is complaining about the loss of tax credits. And then there's the company car and expense account. They holiday'd in the Caribbean last year. Why on earth are they getting tax credits???????

I don't doubt for one second that there are people at that bottom end that need looking after but what about sorting out 1,000's(at least) of people that earn enough to go to the Caribbean but get tax credits?

And... madness...!!! the guy has gone and bought a Subaru Imprezza as toy, and he's got a paid for Passat, whilst on tax credits.... good old Gordon Brown. What a legacy of XXXXX he's left.
 
I have no way of knowing if those figures are correct but if they are I hope these examples are not the "hard working families" that were going to be put into "serious poverty" by losing £1600 per year.

If true I find it incredible that due to the different benefits available a family with 3 kids and one parent working 24 hours a week can "earn" the equivalent of over £40k year. Where is the incentive for people to work full time when they would be worse off?




[TABLE="class: basic-table-small, width: 100%"]
[TR]
[TH="class: bth, align: center"][/TH]
[TH="class: bth, colspan: 4, align: center"]One parent working for 24 hours a week on £7 an hour[/TH]
[TH="class: bth, colspan: 4, align: center"]Two parents each working 35 hours a week on £7 an hour[/TH]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Number of children[/TD]
[TD="class: btcenter, align: center"]0[/TD]
[TD="class: btcenter, align: center"]2[/TD]
[TD="class: btcenter, align: center"]3[/TD]
[TD="class: btcenter, align: center"]5[/TD]
[TD="class: btcenter, align: center"]0[/TD]
[TD="class: btcenter, align: center"]2[/TD]
[TD="class: btcenter, align: center"]3[/TD]
[TD="class: btcenter, align: center"]5[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Gross pay[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£8,700[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Take-home pay after NI[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£8,623[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[TD="class: btcenter, align: center"]£23,434[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Tax credits[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£9,114.06[/TD]
[TD="class: btcenter, align: center"]£11,930.10[/TD]
[TD="class: btcenter, align: center"]£17,458.86[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£3,023.82[/TD]
[TD="class: btcenter, align: center"]£5,805.42[/TD]
[TD="class: btcenter, align: center"]£11,368.62[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Council Tax help[/TD]
[TD="class: btcenter, align: center"]£492.19[/TD]
[TD="class: btcenter, align: center"]£432.91[/TD]
[TD="class: btcenter, align: center"]£685.33[/TD]
[TD="class: btcenter, align: center"]£753.38[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Housing Benefit[/TD]
[TD="class: btcenter, align: center"]£6,706.26[/TD]
[TD="class: btcenter, align: center"]£6,472.35[/TD]
[TD="class: btcenter, align: center"]£6,950.00[/TD]
[TD="class: btcenter, align: center"]£7,831.89[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£795.98[/TD]
[TD="class: btcenter, align: center"]£1,249.16[/TD]
[TD="class: btcenter, align: center"]£2,155.52[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Child Benefit[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£1,788.80[/TD]
[TD="class: btcenter, align: center"]£2,501.20[/TD]
[TD="class: btcenter, align: center"]£3,926.00[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£1,788.80[/TD]
[TD="class: btcenter, align: center"]£2,501.20[/TD]
[TD="class: btcenter, align: center"]£3,926.00[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Total benefits[/TD]
[TD="class: btcenter, align: center"]£7,198.45[/TD]
[TD="class: btcenter, align: center"]£17,813.12[/TD]
[TD="class: btcenter, align: center"]£22,067.63[/TD]
[TD="class: btcenter, align: center"]£29,970.13[/TD]
[TD="class: btcenter, align: center"]£0[/TD]
[TD="class: btcenter, align: center"]£5,608.60[/TD]
[TD="class: btcenter, align: center"]£9,555.78[/TD]
[TD="class: btcenter, align: center"]£17,450.14[/TD]
[/TR]
[TR="class: normrow"]
[TD="class: btleft"]Total net income[/TD]
[TD="class: btcenter, align: center"]£15,821.45[/TD]
[TD="class: btcenter, align: center"]£26,436.12[/TD]
[TD="class: btcenter, align: center"]£30,690.53[/TD]
[TD="class: btcenter, align: center"]£38,593.13[/TD]
[TD="class: btcenter, align: center"]£23,434.00[/TD]
[TD="class: btcenter, align: center"]£29,042.60[/TD]
[TD="class: btcenter, align: center"]£32,989.78[/TD]
[TD="class: btcenter, align: center"]£40,884.14[/TD]
[/TR]
[TR="class: altrow"]
[TD="class: btleft"]Equivalent pre-tax income [/TD]
[TD="class: btcenter, align: center"]£18,750.00[/TD]
[TD="class: btcenter, align: center"]£34,500.00[/TD]
[TD="class: btcenter, align: center"]£40,500.00[/TD]
[TD="class: btcenter, align: center"]£54,000.00[/TD]
[TD="class: btcenter, align: center"]£25,382[/TD]
[TD="class: btcenter, align: center"]£33,600[/TD]
[TD="class: btcenter, align: center"]£39,500[/TD]
[TD="class: btcenter, align: center"]£51,000[/TD]
[/TR]
[/TABLE]
Swingsitlikehogan has gone blooming quiet has have a few other Corbynistas!
 
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