Banking rant - Direct debits and the weekend

[pbrown7582]

Had the same argument with my bank in the past, and won each time. Eventually, I moved all my DD's back a few days away from pay day = sorted.

Same here.

 

[Blue in Munich]

You can't be offended when someone as old as Chris makes a genuine mistake, you just smile sweetly and spoon him some more complan and wipe the dribble away.

In fairness to Chris they both wear glasses and they are both follicly challenged…………

 

[Hobbit]

In fairness to Chris they both wear glasses and they are both follicly challenged…………

I thought all refs should wear glasses........... A white stick and a dog!

 

[PhilTheFragger]

I thought all refs should wear glasses........... A white stick and a dog!

Hey that's Chris to a tee
Probably tucked up in bed already with his Horlicks
Bless

 

[Hobbit]

:ears:

Hey that's Chris to a tee
Probably tucked up in bed already with his Horlicks
Bless

Shouldn't you be using a larger font?:ears:

 

[PhilTheFragger]

Shouldn't you take a visit to specsavers

 

[Bazz]

I'm the Direct Debit manager for a large energy supplier, any invoices falling due on the weekend don't get taken until Monday. Always remember anything that gets taken erroneously can be recalled using the Indemnity Claim process.

 

[chrisd]

I guessed about the referee bit cos he's Soooooo nasty!

 

[PhilTheFragger]

I guessed about the referee bit cos he's Soooooo nasty!

Na I'm a pussycat, next time I see you I'll bring some WD40 for your new hips

It's a good job you know this is just banter
Don't want a casual observer to get the wrong idea

 

[chrisd]

Na I'm a pussycat, next time I see you I'll bring some WD40 for your new hips

It's a good job you know this is just banter
Don't want a casual observer to get the wrong idea

Not so new hips these days Phil and, yes, it's only banter - Phil really is one of the forum good guys !

 

[richart]

Phil really is one of the forum good guys !

I have heard it all now.

 

[Sweep]

While the banks were part of the financial crash in 2008 I think people get a bit carried away in the villification of the entire banking system with a broad brush as being heinous.

Ok they arent lilly white, but what people seem to either not acknowledge or have no knowledge of is the now highest ever level of regulation that is exerted externally. The FCA and PRA were brought in to replace the FSA and to be tough, a government move to seem like they were out to get the bad guys. Bad guys being the banks, any bank, in this situ.

And yet 8 years later and hardly a week goes by without a record fine being imposed for what, under any legislation can often only be described as dishonest behaviour. manipulation of libor or exchange rates for example.

 

[Spartacus]

It's no coincidence bankers sounds like w@#¥€&$.

 

[GreiginFife]

And yet 8 years later and hardly a week goes by without a record fine being imposed for what, under any legislation can often only be described as dishonest behaviour. manipulation of libor or exchange rates for example.

Mostly historical conduct. As I said, not lilly white by any means. And the big investment firms that broke the rules get evryone else tarred with the same brush. Bit like saying your golf club should be ashamed of itself because Royal Burgess or Muirfield dont let women join.
But believe me, the volume of regulation, often for regularions sake, often makes foing the right thing difficult.
The mortgage credit drective (a European reg) is a prjme example of "helping the customer" by making it more difficult for them to do what they are trying to do.