Insurance

[Deleted member 16999]

After taking part in the poll asking the value of your clubs, one thing struck me, is my Insurance sufficient?
Other question is, I am certain my bag and contents are covered, but what about my "other" spare clubs, are they covered on my house insurance?
Any advice appreciatted.

 

[CMAC]

After taking part in the poll asking the value of your clubs, one thing struck me, is my Insurance sufficient?
Other question is, I am certain my bag and contents are covered, but what about my "other" spare clubs, are they covered on my house insurance?
Any advice appreciatted.

either look at your policy or a quick call to your insurers to ask the question. Not sure I follow about your 'other' spare clubs?

 

[garyinderry]

Pretty sure the insurance companies are not concerned with WITB or the 14 club rule.

They only care about the total value of the clubs.

 

[Deleted member 16999]

either look at your policy or a quick call to your insurers to ask the question. Not sure I follow about your 'other' spare clubs?

When I reviewed my policy, I listed the clubs in my bag plus equipment, my primary concern was car being broken into while away playing etc,
So none of the other clubs I have gathered over the years are listed on my Golf Policy.
I have mistakenly or not thought they would be covered on my household policy as they are in a cupboard in the house, just not sure

 

[Fish]

When I reviewed my policy, I listed the clubs in my bag plus equipment, my primary concern was car being broken into while away playing etc,
So none of the other clubs I have gathered over the years are listed on my Golf Policy.
I have mistakenly or not thought they would be covered on my household policy as they are in a cupboard in the house, just not sure

Anything in your house will be covered by your contents insurance other than named exclusions within your policy.

 

[Val]

My equipment is named as a valuable item covered when away from home to the value of £2k, its listed on my policy in the same way as watches, rings etc.

 

[Fish]

My equipment is named as a valuable item covered when away from home to the value of £2k, its listed on my policy in the same way as watches, rings etc.

This is what I mentioned in the other thread and could catch people out if they don't declare an expensive item.