Credit Card fee?

[Canfordhacker]

So it's renewal time at the club, and they have introduced for the first time this year a 3% charge for using a credit card to pay the fees. Part of the justification is that "other clubs are doing it", so I thought I'd ask.

Does your club charge such a fee, and if so how much?

Cheers

 

[CallawayKid]

Yep, ours does at the same rate. Obviously no charge if you use a debit card.

CK

 

[Lord Tyrion]

3% seems higher than the genuine charge. I would ask if there is a bit of profiteering going on. Otherwise there is a fee/charge to the CC company so it only seems fair that the person gaining from the use of it covers that cost.

 

[turkish]

Yup ours do too and wouldn't say it's unfair.

 

[williamalex1]

We charge 2% for credit cards, 30 pence for debit.

 

[ger147]

3% charge for CC's at ours, nowt for debit cards.

 

[IanG]

Internet bank transfer - bosh, job done - no charge.

 

[Lord Tyrion]

Internet bank transfer - bosh, job done - no charge.

But also no delay in paying, no balance transfer that you can spread over 12 months. I don't know the fees at North Berwick but some of these southern boys pay an arm and a leg for membership subs. We are very lucky up here.

 

[patricks148]

i always stuff a brown envelope with cash in it though the letterbox, no charge for that

 

[IanG]

But also no delay in paying, no balance transfer that you can spread over 12 months. I don't know the fees at North Berwick but some of these southern boys pay an arm and a leg for membership subs. We are very lucky up here.

All very true (including the lucky bit ) but spreading it over the year by holding the balance on a CC is a very expensive form of credit.

 

[turkish]

All very true (including the lucky bit ) but spreading it over the year by holding the balance on a CC is a very expensive form of credit.

Not if you've went for one of these 0% efforts it's not

 

[DCB]

Club gets hit for the transaction charge, so, why not pass it on to the member for credit card use.

 

[IanG]

Not if you've went for one of these 0% efforts it's not

ok that's also true.

 

[lukeysafc100]

Unsure about a CC fee but ours operates a direct debit fee. Its £50! So fee's 750 pay it over 10 months and they charge you 50 quid. But don't think the club gets all of it because its a separate company doing it.

 

[Big_G]

My club doesn't charge for payment by CC or Monthly DD

I think we're far to generous

 

[williamalex1]

Unsure about a CC fee but ours operates a direct debit fee. Its £50! So fee's 750 pay it over 10 months and they charge you 50 quid. But don't think the club gets all of it because its a separate company doing it.

Our direct debit can only be paid in advance, no charge.

 

[Val]

Our direct debit can only be paid in advance, no charge.

Likewise although we do have a tie up with a finance mob too who specialise in golf fees

 

[User62651]

All very true (including the lucky bit ) but spreading it over the year by holding the balance on a CC is a very expensive form of credit.

pay on cc, then get a new cc with 0% on credit transfers, transfer credit over, pay it off over the year, repeat next year and so on !

 

[Bunkermagnet]

My club charges for credit cards, nothing for debit cards and operates its own spread the cost monthly payments.

 

[Oddsocks]

i always stuff a brown envelope with cash in it though the letterbox, no charge for that

Two red ones and 2 green ones is hardly worth stuffing.

Most card services providers will charge 3-4% , Amex is cheaper at 2.5-3%, it not surprising club are starting to pass this charge on